Credit union · NCUA insured
BRAZOS VALLEY SCHOOLS CREDIT UNION CD Rates
Top CarrotBRAZOS VALLEY SCHOOLS CREDIT UNION’s best CD rate is 4.00% APY on a 1-year share certificate (CD). Terms run from 3 months to 4 years. Rates checked October 16, 2026.
How BRAZOS VALLEY SCHOOLS CREDIT UNION’s CD rates compare
Compared with banks and credit unions near Houston, TX, where BRAZOS VALLEY SCHOOLS CREDIT UNION has the most branches. $10,000, best rate first.
This credit union’s best
BRAZOS VALLEY SCHOOLS CREDIT UNION
4.00%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $400
Certificate Account
Top rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
2nd-highest rate
Gulf Capital Bank
4.91%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $1,546
BRAZOS VALLEY SCHOOLS CREDIT UNION CD score
85
CD score
Higher than 71% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.85%
- 31–60 months31–60 mo3.75%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BRAZOS VALLEY SCHOOLS CREDIT UNION ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate Account
Up to 4.00%APY · 6 terms
Compounded and credited quarterly. Average Daily Balance Method used to calculate interest. Dividends accrue on business day funds are deposited. Automatic renewal at maturity with 10-day grace period. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsEarly withdrawal penalty: up to 90 days dividends. Additional deposits at maturity | 1.75% | $43 |
| 6 monthsEarly withdrawal penalty: up to 90 days dividends. Additional deposits at maturity | 3.50% | $173 |
| 12 monthsEarly withdrawal penalty: up to 90 days dividends. Additional deposits at maturity | 4.00% | $400 |
| 24 monthsEarly withdrawal penalty: up to 180 days dividends. Additional deposits at maturity | 3.85% | $785 |
| 36 monthsEarly withdrawal penalty: up to 180 days dividends. Additional deposits at maturity | 3.75% | $1,168 |
| 48 monthsEarly withdrawal penalty: up to 180 days dividends. Additional deposits at maturity | 3.65% | $1,542 |
Jumbo Certificate Account
Up to 4.00%APY · 6 terms
Compounded and credited monthly. Average Daily Balance Method used to calculate interest. Dividends accrue on business day funds are deposited. Automatic renewal at maturity with 10-day grace period. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsEarly withdrawal penalty: up to 90 days dividends. Additional deposits at maturity | 1.75% | $43 |
| 6 monthsEarly withdrawal penalty: up to 90 days dividends. Additional deposits at maturity | 3.50% | $173 |
| 12 monthsEarly withdrawal penalty: up to 90 days dividends. Additional deposits at maturity | 4.00% | $400 |
| 24 monthsEarly withdrawal penalty: up to 180 days dividends. Additional deposits at maturity | 3.85% | $785 |
| 36 monthsEarly withdrawal penalty: up to 180 days dividends. Additional deposits at maturity | 3.75% | $1,168 |
| 48 monthsEarly withdrawal penalty: up to 180 days dividends. Additional deposits at maturity | 3.65% | $1,542 |
Special-purpose accounts
IRA Jumbo Term Certificates
Up to 4.00%APY · 6 terms
Available as both Traditional and Roth IRA. Compounded and credited quarterly. Average Daily Balance Method used to calculate interest. Dividends accrue on business day funds are deposited. Automatic renewal at maturity with 10-day grace period. Early withdrawal penalties apply. Cannot be pledged against a loan for a reduced rate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsEarly withdrawal penalty: up to 90 days dividends. Additional deposits at maturity | 1.75% | $43 |
| 6 monthsEarly withdrawal penalty: up to 90 days dividends. Additional deposits at maturity | 3.50% | $173 |
| 12 monthsEarly withdrawal penalty: up to 90 days dividends. Additional deposits at maturity | 4.00% | $400 |
| 24 monthsEarly withdrawal penalty: up to 180 days dividends. Additional deposits at maturity | 3.85% | $785 |
| 36 monthsEarly withdrawal penalty: up to 180 days dividends. Additional deposits at maturity | 3.75% | $1,168 |
| 48 monthsEarly withdrawal penalty: up to 180 days dividends. Additional deposits at maturity | 3.65% | $1,542 |
IRA Term Certificate
Up to 4.00%APY · 6 terms
Available as both Traditional and Roth IRA. Compounded and credited quarterly. Average Daily Balance Method used to calculate interest. Dividends accrue on business day funds are deposited. Automatic renewal at maturity with 10-day grace period. Early withdrawal penalties apply. Cannot be pledged against a loan for a reduced rate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsEarly withdrawal penalty: up to 90 days dividends. Additional deposits at maturity | 1.75% | $43 |
| 6 monthsEarly withdrawal penalty: up to 90 days dividends. Additional deposits at maturity | 3.50% | $173 |
| 12 monthsEarly withdrawal penalty: up to 90 days dividends. Additional deposits at maturity | 4.00% | $400 |
| 24 monthsEarly withdrawal penalty: up to 180 days dividends. Additional deposits at maturity | 3.85% | $785 |
| 36 monthsEarly withdrawal penalty: up to 180 days dividends. Additional deposits at maturity | 3.75% | $1,168 |
| 48 monthsEarly withdrawal penalty: up to 180 days dividends. Additional deposits at maturity | 3.65% | $1,542 |
Who can join BRAZOS VALLEY SCHOOLS CREDIT UNION
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school within the boundaries of 51 school districts are eligible for membership.
Family and household
- Individuals who have a family member currently belonging to BVSCU are eligible for membership.
Membership information collected October 5, 2026.