Credit union · NCUA insured
Beaumont Community CU CD Rates
Top CarrotBeaumont Community CU’s best CD rate is 4.17% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 17, 2026.
How Beaumont Community CU’s CD rates compare
Compared with banks and credit unions near Beaumont, TX, where Beaumont Community CU has the most branches. $10,000, best rate first.
This credit union’s best
Beaumont Community CU
4.07%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $407
Share Certificate
Top rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
2nd-highest rate
Rave Financial
4.25%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $210
Beaumont Community CU CD score
86
CD score
Higher than 73% of U.S. banks and credit unions
- 3–8 months3–8 mo3.85%
- 9–15 months9–15 mo4.07%
- 16–30 months16–30 mo3.24%
- 31–60 months31–60 mo3.66%
- QualifiedQualified4.07%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Beaumont Community CU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.07%APY · 7 terms
Dividends compounded daily and paid monthly. Minimum deposit to purchase a CD is $1,000.00.
| Term | APY · Up to $50,000 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsOver $50,000; dividends compounded daily and paid monthly | — | 3.91% | —3.91% from $50k | — |
| 6 monthsUnder $50,000; dividends compounded daily and paid monthly | 3.85% | — | 3.85% | $191 |
| 12 monthsOver $50,000; dividends compounded daily and paid monthly | — | 4.17% | —4.17% from $50k | — |
| 12 monthsUnder $50,000; dividends compounded daily and paid monthly | 4.07% | — | 4.07% | $407 |
| 18 monthsOver $50,000; dividends compounded daily and paid monthly | — | 3.24% | —3.24% from $50k | — |
| 18 monthsUnder $50,000; dividends compounded daily and paid monthly | 3.14% | — | 3.14% | $475 |
| 24 monthsOver $50,000; dividends compounded daily and paid monthly | — | 3.35% | —3.35% from $50k | — |
| 24 monthsUnder $50,000; dividends compounded daily and paid monthly | 3.24% | — | 3.24% | $658 |
| 36 monthsOver $50,000; dividends compounded daily and paid monthly | — | 3.55% | —3.55% from $50k | — |
| 36 monthsUnder $50,000; dividends compounded daily and paid monthly | 3.43% | — | 3.43% | $1,065 |
| 48 monthsOver $50,000; dividends compounded daily and paid monthly | — | 3.76% | —3.76% from $50k | — |
| 48 monthsUnder $50,000; dividends compounded daily and paid monthly | 3.66% | — | 3.66% | $1,546 |
| 60 monthsOver $50,000; dividends compounded daily and paid monthly | — | 3.76% | —3.76% from $50k | — |
| 60 monthsUnder $50,000; dividends compounded daily and paid monthly | 3.66% | — | 3.66% | $1,969 |
Special-purpose accounts
IRA Certificate
Up to 4.07%APY · 7 terms
Dividends compounded daily and paid monthly.
| Term | APY · Up to $50,000 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsOver $50,000; dividends compounded daily and paid monthly | — | 3.91% | —3.91% from $50k | — |
| 6 monthsUnder $50,000; dividends compounded daily and paid monthly | 3.85% | — | 3.85% | $191 |
| 12 monthsOver $50,000; dividends compounded daily and paid monthly | — | 4.17% | —4.17% from $50k | — |
| 12 monthsUnder $50,000; dividends compounded daily and paid monthly | 4.07% | — | 4.07% | $407 |
| 18 monthsOver $50,000; dividends compounded daily and paid monthly | — | 3.24% | —3.24% from $50k | — |
| 18 monthsUnder $50,000; dividends compounded daily and paid monthly | 3.14% | — | 3.14% | $475 |
| 24 monthsOver $50,000; dividends compounded daily and paid monthly | — | 3.35% | —3.35% from $50k | — |
| 24 monthsUnder $50,000; dividends compounded daily and paid monthly | 3.24% | — | 3.24% | $658 |
| 36 monthsOver $50,000; dividends compounded daily and paid monthly | — | 3.55% | —3.55% from $50k | — |
| 36 monthsUnder $50,000; dividends compounded daily and paid monthly | 3.43% | — | 3.43% | $1,065 |
| 48 monthsOver $50,000; dividends compounded daily and paid monthly | — | 3.76% | —3.76% from $50k | — |
| 48 monthsUnder $50,000; dividends compounded daily and paid monthly | 3.66% | — | 3.66% | $1,546 |
| 60 monthsOver $50,000; dividends compounded daily and paid monthly | — | 3.76% | —3.76% from $50k | — |
| 60 monthsUnder $50,000; dividends compounded daily and paid monthly | 3.66% | — | 3.66% | $1,969 |
Sources (1)
- bmtccu.com/certificate-rates · captured Sep 17, 2026
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