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Credit union · NCUA insured

Cherokee County Teachers Federal Credit Union CD Rates

Cherokee County Teachers Federal Credit Union’s best CD rate is 3.97% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.

How Cherokee County Teachers Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Jacksonville, TX, where Cherokee County Teachers Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Cherokee County Teachers Federal Credit Union

    3.97%APY

    Term
    6 months
    Minimum
    $5,000
    Earns on $10,000
    $197

    Certificates

  • Top rate

    Huntington Bank

    4.10%APY

    Term
    5 months
    Minimum
    $1,000
    Earns on $10,000
    $169

    Huntington Bank rates

  • 2nd-highest rate

    Texas National Bank

    4.00%APY

    Term
    7 months
    Minimum
    $500
    Earns on $10,000
    $231

    Texas National Bank rates

Compare CD rates near you →

Cherokee County Teachers Federal Credit Union CD score

85

CD score

Higher than 71% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.97%
  • 9–15 months9–15 mo3.87%
  • 16–30 months16–30 mo3.71%
  • 31–60 months31–60 mo3.56%
  • QualifiedQualified3.97%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Cherokee County Teachers Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Cherokee County Teachers Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Individuals who live, work, worship, or attend school in Rusk, Texas are eligible for membership.

Employers and groups

  • Employees of Cherokee County Electric Cooperative are eligible for membership.

Military, government and schools

  • Employees of Cherokee County Appraisal District are eligible for membership.
  • Cherokee County employees are eligible for membership.
  • Employees of Cherokee County independent school district are eligible for membership.

Family and household

  • Individuals who have an immediate family member who is a member are eligible for membership.

Cost to join

  • Membership requires opening and depositing $25.00 into a share savings account as a minimum balance.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Cherokee County Teachers Federal Credit Union overview