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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Rhode Island

Showing 1–23 of 23 scored for CDs

  1. Milford Federal3–8 mo 4.30% · 9–15 mo 3.25% · 16–30 mo 4.30% · 31–60 mo 3.45%

    Bank · 1 branch

    89CD score#1 in Rhode Island
  2. Rhode Island Credit Union3–8 mo 4.80% · 9–15 mo 4.25% · 16–30 mo 3.50% · 31–60 mo 0.65%

    Credit union · 8 branches

    89CD score#2 in Rhode Island
  3. Eastern Bank3–8 mo 3.90% · 9–15 mo 4.25% · 16–30 mo 4.30% · 31–60 mo 0.20%

    Bank · 8 branches

    89CD score#3 in Rhode Island
  4. Coastal1 Credit Union3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 4.00% · 31–60 mo 2.50%

    Credit union · 18 branches

    89CD score#4 in Rhode Island
  5. Greenwood Credit Union3–8 mo 3.75% · 9–15 mo 4.00% · 16–30 mo 4.25% · 31–60 mo 3.75%

    Credit union · 1 branch

    89CD score#5 in Rhode Island
  6. Wave Federal Credit Union3–8 mo 3.50% · 9–15 mo 4.25% · 16–30 mo 3.75% · 31–60 mo 3.75%

    Credit union · 3 branches

    88CD score#6 in Rhode Island
  7. Navy Federal Credit Union3–8 mo 1.50% · 9–15 mo 4.05% · 16–30 mo 4.10% · 31–60 mo 4.10%

    Credit union · 1 branch

    88CD score#7 in Rhode Island
  8. Shoreham Bank3–8 mo 3.90% · 9–15 mo 4.25% · 16–30 mo 2.75% · 31–60 mo 3.50%

    Bank · 3 branches

    87CD score#8 in Rhode Island
  9. People's Credit Union3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 3.50% · 31–60 mo 2.50%

    Credit union · 6 branches

    85CD score#9 in Rhode Island
  10. Centreville Bank3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 2.50% · 31–60 mo 2.25%

    Bank · 16 branches

    84CD score#10 in Rhode Island
  11. BankFive3–8 mo 3.00% · 9–15 mo 4.30% · 16–30 mo 3.25% · 31–60 mo 0.90%

    Bank · 1 branch

    81CD score#11 in Rhode Island
  12. Dime Bank3–8 mo 4.00% · 9–15 mo 3.75% · 16–30 mo 2.55% · 31–60 mo 0.40%

    Bank · 1 branch

    80CD score#12 in Rhode Island
  13. BrightBridge Credit Union3–8 mo 3.55% · 9–15 mo 4.00% · 16–30 mo 3.25% · 31–60 mo 1.05%

    Credit union · 1 branch

    79CD score#13 in Rhode Island
  14. CME Credit Union3–8 mo 0.50% · 9–15 mo 4.00% · 16–30 mo 3.25% · 31–60 mo 3.25%

    Credit union · 2 branches

    79CD score#13 in Rhode Island
  15. Navigant Credit Union3–8 mo 2.85% · 9–15 mo 4.25% · 16–30 mo 2.60% · 31–60 mo 2.50%

    Credit union · 25 branches

    78CD score#15 in Rhode Island
  16. Bristol County Savings Bank3–8 mo 3.00% · 9–15 mo 3.60% · 16–30 mo 3.75% · 31–60 mo 2.75%

    Bank · 4 branches

    78CD score#16 in Rhode Island
  17. Bank of America3–8 mo 3.75% · 9–15 mo 3.75% · 16–30 mo 1.75% · 31–60 mo 0.11%

    Bank · 24 branches

    74CD score#17 in Rhode Island
  18. Ocean State Credit Union3–8 mo — · 9–15 mo 3.50% · 16–30 mo 3.50% · 31–60 mo 3.15%

    Credit union · 6 branches

    73CD score#18 in Rhode Island
  19. Westerly Community Credit Union3–8 mo 3.00% · 9–15 mo 3.65% · 16–30 mo 3.35% · 31–60 mo 3.00%

    Credit union · 5 branches

    73CD score#19 in Rhode Island
  20. Blackstone River FCU3–8 mo 3.04% · 9–15 mo 3.04% · 16–30 mo 3.04% · 31–60 mo 3.04%

    Credit union · 3 branches

    70CD score#20 in Rhode Island
  21. Washington Trust3–8 mo 3.30% · 9–15 mo 3.25% · 16–30 mo 1.20% · 31–60 mo 2.75%

    Bank · 27 branches

    69CD score#21 in Rhode Island
  22. BayCoast Bank3–8 mo 0.20% · 9–15 mo 3.55% · 16–30 mo 0.40% · 31–60 mo 0.70%

    Bank · 7 branches

    64CD score#22 in Rhode Island
  23. Chase3–8 mo 0.01% · 9–15 mo 0.01% · 16–30 mo 0.01% · 31–60 mo 0.01%

    Bank · 16 branches

    60CD score#23 in Rhode Island

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 9 of the 32 institutions with a branch in Rhode Island have too few rates published or captured to score. Rankings are a preview, not awards.