Credit union · NCUA insured
Blackstone River FCU CD Rates
Blackstone River FCU’s best CD rate is 3.04% APY on a 6-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 22, 2026.
How Blackstone River FCU’s CD rates compare
Compared with banks and credit unions near Providence, RI-MA, where Blackstone River FCU has the most branches. $10,000, best rate first.
This credit union’s best
Blackstone River FCU
3.04%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $151
Certificate of Deposit
Top rate
Rhode Island Credit Union
4.80%APY
- Term
- 8 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Blackstone River FCU CD score
70
CD score
Higher than 25% of U.S. banks and credit unions
- 3–8 months3–8 mo3.04%
- 9–15 months9–15 mo3.04%
- 16–30 months16–30 mo3.04%
- 31–60 months31–60 mo3.04%
- QualifiedQualified3.04%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Blackstone River FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
3.04%APY · 7 terms
Minimum to open is $1,000.00. Statements mailed quarterly, dividends post monthly, calculated on average daily balance. Guaranteed yields backed by NCUA up to $250,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.04% | $151 |
| 9 months | 3.04% | $227 |
| 12 months | 3.04% | $304 |
| 15 months | 3.04% | $382 |
| 18 months | 3.04% | $460 |
| 24 months | 3.04% | $618 |
| 36 months | 3.04% | $941 |
Sources (2)
- blackstoneriverfcu.org/persona…s/certificate-of-deposit
- blackstoneriverfcu.org/personal/current-rates
All captured Oct 22, 2026
Special-purpose accounts
IRA Certificate
3.04%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.04% | $151 |
| 12 months | 3.04% | $304 |
| 24 months | 3.04% | $618 |
Sources (1)
- blackstoneriverfcu.org/personal/current-rates · captured Oct 22, 2026
Who can join Blackstone River FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Burrillville, Central Falls, Cumberland, Foster, Glocester, Lincoln, North Providence, North Smithfield, Pawtucket, Scituate, Smithfield, or Woonsocket, Rhode Island.
Membership information collected October 4, 2026.