Credit union · NCUA insured
Greenwood Credit Union
A $924.8M credit union headquartered in Warwick, RI, with 59,046 members and 1 branch in Rhode Island. Best rates: CDs 4.25% and savings 0.75% APY.
Greenwood Credit Union Carrot Score
86
Carrot Score
Higher than 73% of U.S. banks and credit unions
#10 of 44 in Providence, RI-MA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Greenwood Credit Union
Founded in 1948 in Warwick, Rhode Island, Greenwood Credit Union operates as a state-chartered, federally insured credit union.
Established to provide personalized financial services to local families and businesses, it now serves members across all 50 states.
- Headquarters
- 2700 Post Rd, Warwick, RI 02886-3003
- NCUA charter
- 66594
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Membership is open to anyone with no restrictions.
Branches
1 branch in Rhode Island
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Rhode Island
1 branch
- Retail Branch - 2669 Post Rd2669 Post Rd, Warwick, RI 02886Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.06% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.48% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.08% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $100 | $76 | — |
- CapitalNet worth ratio10.06%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.48%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.08%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$100Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Greenwood Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.