Credit union · NCUA insured
CME Credit Union
A $78.6M credit union headquartered in Cranston, RI, with 3,159 members and 2 branches in Rhode Island. Best rates: CDs 4.00% and savings 1.50% APY.
CME Credit Union Carrot Score
83
Carrot Score
Higher than 61% of U.S. banks and credit unions
#17 of 44 in Providence, RI-MA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About CME Credit Union
Cranston Municipal Employees Credit Union was created a little over 75 years ago by Cranston City workers to give co-workers a safe place to save, borrow, and build a better financial future.
- Headquarters
- 1615 Pontiac Ave, Cranston, RI 02920
- NCUA charter
- 60780
Branches
2 branches in Rhode Island
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Rhode Island
2 branches
- Corporate OfficeMain office1615 Pontiac Ave, Cranston, RI 02920Directions
- Oaklawn Branch1224 Oaklawn Ave, Cranston, RI 02920Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 18.53% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.21% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.67% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $83 | $59 | — |
- CapitalNet worth ratio18.53%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.21%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.67%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$83Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of CME Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.