Credit union · NCUA insured
CME Credit Union CD Rates
CME Credit Union’s best CD rate is 4.00% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How CME Credit Union’s CD rates compare
Compared with banks and credit unions near Providence, RI-MA, where CME Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CME Credit Union
4.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $400
Certificate of Deposit Special
Top rate
Rhode Island Credit Union
4.80%APY
- Term
- 8 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
CME Credit Union CD score
79
CD score
Higher than 48% of U.S. banks and credit unions
- 3–8 months3–8 mo0.50%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.25%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CME Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit Special
4.00%APY · 1 term
Minimum balance $500. Fully insured up to $250,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsEffective date 2026-10-22 | 4.00% | $400 |
Sources (1)
- cmecreditunion.org/bank-save/c…cates-of-deposit-special · captured Oct 22, 2026
Certificates of Deposit
Up to 3.25%APY · 9 terms
Start investment with as little as $500. Rates subject to change without notice and may change monthly. Fees may reduce earnings. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.40% | $10 |
| 6 months | 0.50% | $25 |
| 12 months | 1.00% | $100 |
| 18 months | 3.25% | $491 |
| 24 months | 3.25% | $661 |
| 30 months | 3.00% | $767 |
| 36 months | 2.75% | $848 |
| 48 months | 3.00% | $1,255 |
| 60 months | 3.25% | $1,734 |
Sources (2)
All captured Oct 22, 2026
Who can join CME Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.