Credit union · NCUA insured
Navigant Credit Union CD Rates
Navigant Credit Union’s best CD rate is 4.25% APY on an 11-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Navigant Credit Union’s CD rates compare
Compared with banks and credit unions near Providence, RI-MA, where Navigant Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Navigant Credit Union
4.25%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $389
Certificates of Deposit
Top rate
Rhode Island Credit Union
4.80%APY
- Term
- 8 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Navigant Credit Union CD score
78
CD score
Higher than 47% of U.S. banks and credit unions
- 3–8 months3–8 mo2.85%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo2.60%
- 31–60 months31–60 mo2.50%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Navigant Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.25%APY · 11 terms
A $500 minimum opening deposit is required to earn the advertised APY. Penalty may be imposed for early withdrawal. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.85% | $141 |
| 9 months | 2.85% | $213 |
| 11 months | 4.25% | $389 |
| 12 months | 2.85% | $285 |
| 15 months | 4.00% | $502 |
| 18 months | 2.60% | $393 |
| 24 months | 2.60% | $527 |
| 30 months | 2.60% | $663 |
| 36 months | 2.50% | $769 |
| 48 months | 2.35% | $974 |
| 60 months | 2.35% | $1,232 |
Sources (1)
- navigantcu.org/personal/rates · captured Oct 15, 2026
Special-purpose accounts
IRA Certificates of Deposit
Up to 4.25%APY · 11 terms
A $500 minimum opening deposit is required to earn the advertised APY. Penalty may be imposed for early withdrawal. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.85% | $141 |
| 9 months | 2.85% | $213 |
| 11 months | 4.25% | $389 |
| 12 months | 2.85% | $285 |
| 15 months | 4.00% | $502 |
| 18 months | 2.60% | $393 |
| 24 months | 2.60% | $527 |
| 30 months | 2.60% | $663 |
| 36 months | 2.50% | $769 |
| 48 months | 2.35% | $974 |
| 60 months | 2.35% | $1,232 |
Sources (1)
- navigantcu.org/personal/rates · captured Oct 15, 2026
Who can join Navigant Credit Union
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