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Credit union · NCUA insured

Greenwood Credit Union CD Rates

Greenwood Credit Union’s best CD rate is 4.25% APY on a 2-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.

How Greenwood Credit Union’s CD rates compare

Compared with banks and credit unions near Providence, RI-MA, where Greenwood Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Greenwood Credit Union

    4.25%APY

    Term
    24 months
    Minimum
    $1,000
    Earns on $10,000
    $868

    Certificates of Deposit

  • Top Carrot, Carrot Score 87

    Top rate

    Rhode Island Credit Union

    4.80%APY

    Term
    8 months
    Minimum
    $500
    Earns on $10,000
    $317

    Rhode Island Credit Union rates

  • Top Carrot, Carrot Score 89

    2nd-highest rate

    Arise Financial

    4.75%APY

    Term
    36 months
    Minimum
    $500
    Earns on $10,000
    $1,494

    Arise Financial rates

Compare CD rates near you →

Greenwood Credit Union CD score

89

CD score

Higher than 85% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.75%
  • 9–15 months9–15 mo4.00%
  • 16–30 months16–30 mo4.25%
  • 31–60 months31–60 mo3.75%
  • QualifiedQualified4.25%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Greenwood Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Greenwood Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Open to anyone

  • Membership is open to anyone with no restrictions.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← Greenwood Credit Union overview