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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in New York

Showing 151–175 of 225 scored for CDs

  1. Nassau Financial Federal Credit Union3–8 mo 1.00% · 9–15 mo 3.75% · 16–30 mo 1.25% · 31–60 mo 3.00%

    Credit union · 6 branches

    71CD score#151 in New York
  2. Southern Chautauqua Federal Credit Union3–8 mo 2.23% · 9–15 mo 3.23% · 16–30 mo 3.23% · 31–60 mo 3.23%

    Credit union · 9 branches

    71CD score#151 in New York
  3. Adirondack Trust Company3–8 mo 4.06% · 9–15 mo 0.20% · 16–30 mo 0.25% · 31–60 mo 1.01%

    Bank · 13 branches

    70CD score#153 in New York
  4. Educational & Governmental Employees Federal Credit Union3–8 mo 3.00% · 9–15 mo 3.50% · 16–30 mo 3.50% · 31–60 mo —

    Credit union · 2 branches

    70CD score#153 in New York
  5. ConnectOne Bank3–8 mo 3.75% · 9–15 mo 3.20% · 16–30 mo 2.75% · 31–60 mo —

    Bank · 42 branches

    70CD score#155 in New York
  6. Medisys EFCU3–8 mo 3.04% · 9–15 mo 3.29% · 16–30 mo 3.55% · 31–60 mo —

    Credit union · 1 branch

    70CD score#156 in New York
  7. PSFCU3–8 mo 0.55% · 9–15 mo 1.20% · 16–30 mo 3.00% · 31–60 mo 3.50%

    Credit union · 7 branches

    70CD score#156 in New York
  8. Solutions Credit Union3–8 mo 3.34% · 9–15 mo 3.34% · 16–30 mo 3.34% · 31–60 mo —

    Credit union · 1 branch

    70CD score#158 in New York
  9. Alternatives Federal Credit Union3–8 mo 3.04% · 9–15 mo 3.04% · 16–30 mo 3.04% · 31–60 mo 3.04%

    Credit union · 2 branches

    69CD score#159 in New York
  10. Pioneer3–8 mo 3.75% · 9–15 mo 3.00% · 16–30 mo 1.45% · 31–60 mo 1.45%

    Bank · 22 branches

    69CD score#160 in New York
  11. WNY Federal Credit Union3–8 mo 3.28% · 9–15 mo 3.34% · 16–30 mo 3.03% · 31–60 mo 2.98%

    Credit union · 1 branch

    69CD score#161 in New York
  12. Cattaraugus County Bank3–8 mo 3.40% · 9–15 mo 3.30% · 16–30 mo 3.20% · 31–60 mo —

    Bank · 7 branches

    69CD score#162 in New York
  13. New York Times Employees' Credit Union3–8 mo 2.25% · 9–15 mo 2.75% · 16–30 mo 2.85% · 31–60 mo 3.25%

    Credit union · 2 branches

    69CD score#163 in New York
  14. Five Star Bank3–8 mo 3.00% · 9–15 mo 3.75% · 16–30 mo 0.30% · 31–60 mo 0.40%

    Bank · 47 branches

    68CD score#164 in New York
  15. Good Neighbors3–8 mo 3.03% · 9–15 mo 3.03% · 16–30 mo 3.29% · 31–60 mo —

    Credit union · 2 branches

    68CD score#165 in New York
  16. Cooperative Federal Credit Union3–8 mo 3.25% · 9–15 mo 3.45% · 16–30 mo 2.00% · 31–60 mo 2.65%

    Credit union · 3 branches

    68CD score#166 in New York
  17. Hudson River Community Credit Union3–8 mo 3.25% · 9–15 mo 3.10% · 16–30 mo 3.00% · 31–60 mo 2.50%

    Credit union · 4 branches

    68CD score#166 in New York
  18. Stewart's Federal Credit Union3–8 mo 3.00% · 9–15 mo 3.10% · 16–30 mo 3.25% · 31–60 mo —

    Credit union · 1 branch

    68CD score#168 in New York
  19. The Delaware National Bank of Delhi3–8 mo 3.29% · 9–15 mo 1.61% · 16–30 mo 2.38% · 31–60 mo 2.73%

    Bank · 4 branches

    67CD score#169 in New York
  20. Directors Choice Credit Union3–8 mo 1.00% · 9–15 mo 1.51% · 16–30 mo 3.04% · 31–60 mo 2.78%

    Credit union · 2 branches

    67CD score#170 in New York
  21. Bank of Greene3–8 mo 3.10% · 9–15 mo 3.40% · 16–30 mo 0.35% · 31–60 mo 0.35%

    Bank · 19 branches

    67CD score#171 in New York
  22. The Berkshire Bank3–8 mo 3.30% · 9–15 mo 3.30% · 16–30 mo 1.26% · 31–60 mo 1.01%

    Bank · 7 branches

    67CD score#171 in New York
  23. Gouverneur Savings & Loan Association3–8 mo 3.20% · 9–15 mo 3.41% · 16–30 mo 1.01% · 31–60 mo 1.77%

    Bank · 4 branches

    67CD score#173 in New York
  24. Heritage Family Credit Union3–8 mo 3.00% · 9–15 mo 3.25% · 16–30 mo 2.80% · 31–60 mo 2.60%

    Credit union · 1 branch

    67CD score#173 in New York
  25. Local 804 Federal Credit Union3–8 mo 2.02% · 9–15 mo 2.02% · 16–30 mo 2.83% · 31–60 mo 2.93%

    Credit union · 2 branches

    67CD score#175 in New York

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 228 of the 453 institutions with a branch in New York have too few rates published or captured to score. Rankings are a preview, not awards.