Bank · FDIC insured
The Delaware National Bank of Delhi CD Rates
The Delaware National Bank of Delhi’s best CD rate is 3.29% APY on a 3-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How The Delaware National Bank of Delhi’s CD rates compare
Compared with banks and credit unions in New York, where The Delaware National Bank of Delhi has the most branches. $10,000, best rate first.
This bank’s best
The Delaware National Bank of Delhi
3.29%APY
- Term
- 3 months
- Minimum
- $100
- Earns on $10,000
- $81
Certificates of Deposit
Top rate
Syracuse Fire Department Credit Union
5.00%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $247
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
The Delaware National Bank of Delhi CD score
67
CD score
Higher than 19% of U.S. banks and credit unions
- 3–8 months3–8 mo3.29%
- 9–15 months9–15 mo1.61%
- 16–30 months16–30 mo2.38%
- 31–60 months31–60 mo2.73%
- QualifiedQualified3.29%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Delaware National Bank of Delhi ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.29%APY · 9 terms
$100 minimum deposit required. Early withdrawal penalty may apply. HSA CDs are offered at the same rates as Certificates of Deposit. May reinvest interest, receive by check, or transfer to another account/financial institution.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsCode A: A penalty may be imposed for early withdrawal. Fees may reduce earnings | 3.29% | $81 |
| 6 monthsCode A: A penalty may be imposed for early withdrawal. Fees may reduce earnings | 3.02% | $150 |
| 12 monthsCode A: A penalty may be imposed for early withdrawal. Fees may reduce earnings | 1.61% | $161 |
| 18 monthsCode A: A penalty may be imposed for early withdrawal. Fees may reduce earnings | 1.87% | $282 |
| 24 monthsCode A: A penalty may be imposed for early withdrawal. Fees may reduce earnings | 2.12% | $428 |
| 30 monthsCode A: A penalty may be imposed for early withdrawal. Fees may reduce earnings | 2.38% | $606 |
| 36 monthsCode A: A penalty may be imposed for early withdrawal. Fees may reduce earnings | 2.63% | $810 |
| 48 monthsCode A: A penalty may be imposed for early withdrawal. Fees may reduce earnings | 2.68% | $1,116 |
| 60 monthsCode A: A penalty may be imposed for early withdrawal. Fees may reduce earnings | 2.73% | $1,442 |
Special-purpose accounts
IRA Certificates of Deposit
Up to 3.29%APY · 9 terms
No IRA Administration Fee. $100 minimum deposit required. Early withdrawal penalty may apply. Roth, Traditional, SEP, and Education IRAs are offered at the same rates as Certificates of Deposit. Variable rate IRA allows additional deposits.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsCode A: Penalty may be imposed for early withdrawal. Covers Traditional and Roth IRA | 3.29% | $81 |
| 6 monthsCode A: Penalty may be imposed for early withdrawal. Covers Traditional and Roth IRA | 3.02% | $150 |
| 12 monthsCode A: Penalty may be imposed for early withdrawal. Covers Traditional and Roth IRA | 1.61% | $161 |
| 18 monthsCode A: Penalty may be imposed for early withdrawal. Covers Traditional and Roth IRA | 1.87% | $282 |
| 24 monthsCode A, B: Penalty may be imposed for early withdrawal. Interest rate and APY may change after account opening. Additional deposits permitted. Covers Variable, Traditional, Roth, Educational IRA | 2.27% | $459 |
| 24 monthsCode A: Penalty may be imposed for early withdrawal. Covers Traditional and Roth IRA | 2.12% | $428 |
| 30 monthsCode A: Penalty may be imposed for early withdrawal. Covers Traditional and Roth IRA | 2.38% | $606 |
| 36 monthsCode A: Penalty may be imposed for early withdrawal. Covers Traditional and Roth IRA | 2.63% | $810 |
| 48 monthsCode A: Penalty may be imposed for early withdrawal. Covers Traditional and Roth IRA | 2.68% | $1,116 |
| 60 monthsCode A: Penalty may be imposed for early withdrawal. Covers Traditional and Roth IRA | 2.73% | $1,442 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.