Bank · FDIC insured
Pioneer CD Rates
Pioneer’s best CD rate is 3.75% APY on a 6-month CD. Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Pioneer’s CD rates compare
Compared with banks and credit unions near Albany, NY, where Pioneer has the most branches. $10,000, best rate first.
This bank’s best
Pioneer
3.75%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $186
Certificates of Deposits
Top rate
Broadview Federal Credit Union
4.40%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $254
2nd-highest rate
Sunmark Credit Union
4.25%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $210
Pioneer CD score
69
CD score
Higher than 24% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.00%
- 16–30 months16–30 mo1.45%
- 31–60 months31–60 mo1.45%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pioneer ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposits
Up to 3.75%APY · 5 terms
Rates may change prior to account opening. A penalty will or may be imposed for early withdrawal. No minimum balance is required to earn the stated APY after account is opened. Other terms available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsNo minimum balance is required to earn the stated APY after account is opened. Early withdrawal penalty may apply | 3.75% | $186 |
| 12 monthsNo minimum balance is required to earn the stated APY after account is opened. Early withdrawal penalty may apply | 3.00% | $300 |
| 18 monthsNo minimum balance is required to earn the stated APY after account is opened. Early withdrawal penalty may apply | 1.45% | $218 |
| 24 monthsNo minimum balance is required to earn the stated APY after account is opened. Early withdrawal penalty may apply | 1.45% | $292 |
| 36 monthsNo minimum balance is required to earn the stated APY after account is opened. Early withdrawal penalty may apply | 1.45% | $441 |
Sources (1)
- pioneerny.com/rates · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.