Bank · FDIC insured
The Delaware National Bank of Delhi
A $384.1M bank headquartered in Delhi, NY, with 4 branches in New York. Best rates: CDs 3.29% and savings 0.30% APY.
The Delaware National Bank of Delhi Carrot Score
64
Carrot Score
Higher than 12% of U.S. banks and credit unions
#230 of 267 in New YorkHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The Delaware National Bank of Delhi
- Headquarters
- 124 Main St, Delhi, NY 13753
- FDIC certificate
- 7025 ↗
Branches
4 branches in New York
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New York
4 branches
Delhi area · 1
- The Delaware National Bank of DelhiMain office124 Main St, Delhi, NY 13753Directions
Davenport area · 1
- Davenport Branch2503 Prosser Hollow Rd, Davenport, NY 13750Directions
Hobart area · 1
- Hobart Branch1058 Main St, Hobart, NY 13788Directions
Margaretville area · 1
- Margaretville Branch42568 Route 28, Margaretville, NY 12455Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.61% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.60% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.80% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $77 | $81 | — |
- CapitalLeverage ratio9.61%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.60%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.80%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$77Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The Delaware National Bank of Delhi are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.