Credit union · NCUA insured
Hudson River Community Credit Union
A $364.8M credit union headquartered in Corinth, NY, with 33,715 members and 4 branches in New York. Best rates: CDs 3.25% and savings 0.75% APY.
Hudson River Community Credit Union Carrot Score
86
Carrot Score
Higher than 73% of U.S. banks and credit unions
#7 of 25 in Albany, NY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Hudson River Community Credit Union
Hudson River Community Credit Union is a member-owned not-for-profit financial cooperative operating since 1954.
- Headquarters
- 1 3rd St, Corinth, NY 12822-1230
- NCUA charter
- 24987
Branches
4 branches in New York
Loading map…
New York
4 branches
Albany area · 2
- Cohoes Branch35 Niver St, Cohoes, NY 12047Directions
- Corinth Branch312 Palmer Ave, Corinth, NY 12822Directions
Glens Falls area · 2
- Glens Falls Branch160 Broad St, Glens Falls, NY 12801Directions
- Hudson Falls3762 Burgoyne Ave, Hudson Falls, NY 12839Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.29% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.17% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | Not reported | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $93 | $76 | — |
- CapitalNet worth ratio15.29%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.17%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assetsNot reportedPeers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$93Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Hudson River Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.