Credit union · NCUA insured
Solutions Credit Union CD Rates
Solutions Credit Union’s best CD rate is 3.34% APY on a 6-month share certificate (CD). Terms run from 6 months to 18 months. Rates checked October 16, 2026.
How Solutions Credit Union’s CD rates compare
Compared with banks and credit unions near Elmira, NY, where Solutions Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Solutions Credit Union
3.34%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $166
Certificates of Deposit (CDs)
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Chemung Canal Trust Company
4.00%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $400
Solutions Credit Union CD score
70
CD score
Higher than 26% of U.S. banks and credit unions
- 3–8 months3–8 mo3.34%
- 9–15 months9–15 mo3.34%
- 16–30 months16–30 mo3.34%
- QualifiedQualified3.34%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Solutions Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
3.34%APY · 3 terms
Opening balance of $1,000 required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months6-month term | 3.34% | $166 |
| 12 months12-month term | 3.34% | $334 |
| 18 months18-month term | 3.34% | $505 |
Sources (2)
All captured Sep 17, 2026
Who can join Solutions Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, or worships in Chemung, Steuben, Schuyler, Tompkins, or Tioga counties in New York State, or Bradford and Tioga counties in Pennsylvania.
Employers and groups
- Membership is open to employees of the credit union.
Family and household
- Membership is open to any family members of current members by blood, marriage, adoption, or foster care.
- Membership is open to spouses of persons who died while members of the credit union.
Other ways
- Membership is open to organizations of eligible persons.
- Membership is open to persons retired as pensioners or annuitants from the geographic service area.
Cost to join
- Members must maintain a minimum balance of $10 in a share savings account.
Membership information collected October 5, 2026.