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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in New Jersey

Showing 101–124 of 124 scored for CDs

  1. Postal Employees Credit Union3–8 mo 2.60% · 9–15 mo 3.25% · 16–30 mo 2.00% · 31–60 mo 1.60%

    Credit union · 1 branch

    65CD score#101 in New Jersey
  2. Financial Resources FCU3–8 mo 1.21% · 9–15 mo 1.61% · 16–30 mo 1.82% · 31–60 mo 2.94%

    Credit union · 10 branches

    64CD score#102 in New Jersey
  3. Atlantic City Electric Company Employees FCU3–8 mo 2.80% · 9–15 mo 2.70% · 16–30 mo 2.45% · 31–60 mo 2.20%

    Credit union · 1 branch

    64CD score#103 in New Jersey
  4. Energy People FCU3–8 mo 2.28% · 9–15 mo 2.79% · 16–30 mo 2.53% · 31–60 mo 2.28%

    Credit union · 3 branches

    64CD score#104 in New Jersey
  5. First Bank3–8 mo 2.75% · 9–15 mo 3.00% · 16–30 mo 2.10% · 31–60 mo 2.10%

    Bank · 16 branches

    64CD score#105 in New Jersey
  6. 1st Bank of Sea Isle City3–8 mo 3.50% · 9–15 mo 0.33% · 16–30 mo 0.36% · 31–60 mo 0.42%

    Bank · 3 branches

    64CD score#106 in New Jersey
  7. Bay Atlantic Federal Credit Union3–8 mo 1.51% · 9–15 mo 1.76% · 16–30 mo 2.02% · 31–60 mo 2.53%

    Credit union · 2 branches

    64CD score#107 in New Jersey
  8. Motion Federal Credit Union3–8 mo 2.27% · 9–15 mo 2.68% · 16–30 mo 2.43% · 31–60 mo 1.97%

    Credit union · 5 branches

    64CD score#108 in New Jersey
  9. Raritan Bay Federal Credit Union3–8 mo 2.75% · 9–15 mo 2.50% · 16–30 mo 2.00% · 31–60 mo 1.10%

    Credit union · 1 branch

    63CD score#109 in New Jersey
  10. IRCO Credit Union3–8 mo 1.50% · 9–15 mo 2.00% · 16–30 mo 2.35% · 31–60 mo 2.10%

    Credit union · 1 branch

    63CD score#110 in New Jersey
  11. The First National Bank of Elmer3–8 mo 0.15% · 9–15 mo 3.25% · 16–30 mo 0.30% · 31–60 mo 0.55%

    Bank · 6 branches

    62CD score#111 in New Jersey
  12. Univest3–8 mo 2.00% · 9–15 mo 1.75% · 16–30 mo 1.50% · 31–60 mo 1.25%

    Bank · 1 branch

    62CD score#112 in New Jersey
  13. Central Jersey Federal Credit Union3–8 mo — · 9–15 mo 1.00% · 16–30 mo 1.25% · 31–60 mo 2.00%

    Credit union · 1 branch

    62CD score#113 in New Jersey
  14. Rutgers Federal Credit Union3–8 mo 0.75% · 9–15 mo 1.00% · 16–30 mo 1.26% · 31–60 mo 1.76%

    Credit union · 2 branches

    62CD score#114 in New Jersey
  15. Hamilton Horizons Federal Credit Union3–8 mo 0.50% · 9–15 mo 0.75% · 16–30 mo 1.01% · 31–60 mo 1.51%

    Credit union · 1 branch

    61CD score#115 in New Jersey
  16. Somerset Regal Bank3–8 mo 0.10% · 9–15 mo 2.50% · 16–30 mo 0.25% · 31–60 mo 0.55%

    Bank · 14 branches

    61CD score#116 in New Jersey
  17. OceanFirst Bank3–8 mo 0.05% · 9–15 mo 0.10% · 16–30 mo 0.15% · 31–60 mo 0.30%

    Bank · 35 branches

    61CD score#117 in New Jersey
  18. Union Building Trades Federal Credit Union3–8 mo 0.25% · 9–15 mo 0.30% · 16–30 mo 0.45% · 31–60 mo 0.55%

    Credit union · 1 branch

    60CD score#118 in New Jersey
  19. Newfield National Bank3–8 mo 0.15% · 9–15 mo 0.30% · 16–30 mo 0.30% · 31–60 mo 0.55%

    Bank · 9 branches

    60CD score#119 in New Jersey
  20. Parlin Dupont FCU3–8 mo 0.05% · 9–15 mo 0.10% · 16–30 mo 0.50% · 31–60 mo —

    Credit union · 1 branch

    60CD score#120 in New Jersey
  21. Chase3–8 mo 0.01% · 9–15 mo 0.01% · 16–30 mo 0.01% · 31–60 mo 0.01%

    Bank · 189 branches

    60CD score#121 in New Jersey
  22. Millville Savings3–8 mo 0.07% · 9–15 mo 0.12% · 16–30 mo 0.20% · 31–60 mo 0.30%

    Bank · 2 branches

    60CD score#122 in New Jersey
  23. First Financial Federal Credit Union3–8 mo 0.01% · 9–15 mo 0.10% · 16–30 mo 0.20% · 31–60 mo 0.25%

    Credit union · 4 branches

    60CD score#123 in New Jersey
  24. NJ Gateway FCU3–8 mo 0.05% · 9–15 mo 0.05% · 16–30 mo 0.10% · 31–60 mo 0.25%

    Credit union · 1 branch

    60CD score#124 in New Jersey

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 105 of the 229 institutions with a branch in New Jersey have too few rates published or captured to score. Rankings are a preview, not awards.