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Credit union · NCUA insured

Hamilton Horizons Federal Credit Union CD Rates

Hamilton Horizons Federal Credit Union’s best CD rate is 1.51% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.

How Hamilton Horizons Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Trenton, NJ, where Hamilton Horizons Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Hamilton Horizons Federal Credit Union

    1.51%APY

    Term
    60 months
    Minimum
    —
    Earns on $10,000
    $778

    Regular Share Certificates

  • Top Carrot, Carrot Score 96

    Top rate

    Altra Federal Credit Union

    4.75%APY

    Term
    30 months
    Minimum
    $1,000
    Earns on $10,000
    $1,230

    Altra Federal Credit Union rates

  • 2nd-highest rate

    First Commerce Bank

    4.50%APY

    Term
    17 months
    Minimum
    $1,000
    Earns on $10,000
    $643

    First Commerce Bank rates

Compare CD rates near you →

Hamilton Horizons Federal Credit Union CD score

61

CD score

Higher than 5% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo0.50%
  • 9–15 months9–15 mo0.75%
  • 16–30 months16–30 mo1.01%
  • 31–60 months31–60 mo1.51%
  • QualifiedQualified1.51%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Hamilton Horizons Federal Credit Union ranks

By CD score, in each area where it has branches

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Hamilton Horizons Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to anyone who lives within Hamilton Township, New Jersey.

Employers and groups

  • Membership is open to anyone who involves themselves in any organization (or is a member of any organization) located within Hamilton Township, New Jersey.
  • Membership is open to individuals working or owning a business in Hamilton Township or the surrounding area.

Military, government and schools

  • Membership is open to anyone who is an employee of Hamilton Township, New Jersey.
  • Membership is open to anyone who goes to school within Hamilton Township, New Jersey.

Family and household

  • Membership is open to anyone who is a relative of a current or potentially eligible member.
1 more way to join

Other ways

  • Membership is open to anyone who worships within Hamilton Township, New Jersey.

Cost to join

  • Opening a share savings account with a minimum deposit is required to establish membership (amount not specified).

Membership information collected October 5, 2026.

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