Credit union · NCUA insured
Hamilton Horizons Federal Credit Union CD Rates
Hamilton Horizons Federal Credit Union’s best CD rate is 1.51% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Hamilton Horizons Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Trenton, NJ, where Hamilton Horizons Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Hamilton Horizons Federal Credit Union
1.51%APY
- Term
- 60 months
- Minimum
- —
- Earns on $10,000
- $778
Regular Share Certificates
Top rate
Altra Federal Credit Union
4.75%APY
- Term
- 30 months
- Minimum
- $1,000
- Earns on $10,000
- $1,230
2nd-highest rate
First Commerce Bank
4.50%APY
- Term
- 17 months
- Minimum
- $1,000
- Earns on $10,000
- $643
Hamilton Horizons Federal Credit Union CD score
61
CD score
Higher than 5% of U.S. banks and credit unions
- 3–8 months3–8 mo0.50%
- 9–15 months9–15 mo0.75%
- 16–30 months16–30 mo1.01%
- 31–60 months31–60 mo1.51%
- QualifiedQualified1.51%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Hamilton Horizons Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Certificates
Up to 1.51%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.50% | $25 |
| 12 months | 0.75% | $75 |
| 24 months | 1.01% | $203 |
| 36 months | 1.26% | $383 |
| 60 months | 1.51% | $778 |
Sources (2)
All captured Oct 22, 2026
Who can join Hamilton Horizons Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives within Hamilton Township, New Jersey.
Employers and groups
- Membership is open to anyone who involves themselves in any organization (or is a member of any organization) located within Hamilton Township, New Jersey.
- Membership is open to individuals working or owning a business in Hamilton Township or the surrounding area.
Military, government and schools
- Membership is open to anyone who is an employee of Hamilton Township, New Jersey.
- Membership is open to anyone who goes to school within Hamilton Township, New Jersey.
Family and household
- Membership is open to anyone who is a relative of a current or potentially eligible member.
1 more way to join
Other ways
- Membership is open to anyone who worships within Hamilton Township, New Jersey.
Cost to join
- Opening a share savings account with a minimum deposit is required to establish membership (amount not specified).
Membership information collected October 5, 2026.