Credit union · NCUA insured
Atlantic City Electric Company Employees FCU CD Rates
Atlantic City Electric Company Employees FCU’s best CD rate is 2.80% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Atlantic City Electric Company Employees FCU’s CD rates compare
Compared with banks and credit unions near Atlantic City, NJ, where Atlantic City Electric Company Employees FCU has the most branches. $10,000, best rate first.
This credit union’s best
Atlantic City Electric Company Employees FCU
2.80%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $139
Share Certificate
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $461
Atlantic City Electric Company Employees FCU CD score
64
CD score
Higher than 13% of U.S. banks and credit unions
- 3–8 months3–8 mo2.80%
- 9–15 months9–15 mo2.70%
- 16–30 months16–30 mo2.45%
- 31–60 months31–60 mo2.20%
- QualifiedQualified2.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Atlantic City Electric Company Employees FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 2.80%APY · 9 terms
Minimum deposit of $500.00. Rates subject to change without prior notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.80% | $139 |
| 9 months | 2.70% | $202 |
| 12 months | 2.60% | $260 |
| 18 months | 2.45% | $370 |
| 24 months | 2.35% | $476 |
| 30 months | 2.25% | $572 |
| 36 months | 2.20% | $675 |
| 48 months | 2.10% | $867 |
| 60 months | 2.00% | $1,041 |
Sources (1)
- acecefcu.org/accounts/share-rates · captured Oct 4, 2026
Special-purpose accounts
IRA Certificates
Up to 2.80%APY · 9 terms
Minimum deposit of $500.00. Rates subject to change without prior notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.80% | $139 |
| 9 months | 2.70% | $202 |
| 12 months | 2.60% | $260 |
| 18 months | 2.45% | $370 |
| 24 months | 2.35% | $476 |
| 30 months | 2.25% | $572 |
| 36 months | 2.20% | $675 |
| 48 months | 2.10% | $867 |
| 60 months | 2.00% | $1,041 |
Sources (1)
- acecefcu.org/accounts/share-rates · captured Oct 4, 2026
Who can join Atlantic City Electric Company Employees FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and contractors of Atlantic City Electric Company and its subsidiaries are eligible for membership.
- Employees of Atlantic Coast Alarm Inc in Mays Landing, NJ are eligible for membership.
- Employees of Computer House of SJ LLC who work in Galloway, NJ are eligible for membership.
- Employees of Exelon are eligible for membership.
Military, government and schools
- Employees of Hamilton Township Municipal Utilities Authority headquartered in Mays Landing, NJ are eligible for membership.
Family and household
- Relatives by birth or marriage and household members who share expenses with a member are eligible for membership.
Cost to join
- Opening a Share Savings Account requires a $5.00 deposit representing a share in the credit union.
Membership information collected October 5, 2026.