Credit union · NCUA insured
Hamilton Horizons Federal Credit Union
A $19.4M credit union headquartered in Hamilton, NJ, with 2,630 members and 1 branch in New Jersey. Best rates: CDs 1.51% and savings 0.10% APY.
Hamilton Horizons Federal Credit Union Carrot Score
72
Carrot Score
Higher than 32% of U.S. banks and credit unions
#20 of 30 in Trenton, NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Hamilton Horizons Federal Credit Union
Founded in 1954, Hamilton Horizons Federal Credit Union is a member-owned financial cooperative headquartered in Hamilton Township, New Jersey.
In October 2000, the credit union adopted a community charter serving individuals associated with Hamilton Township.
- Headquarters
- 3535 Quakerbridge Rd Ste 600, Hamilton, NJ 08619-1250
- NCUA charter
- 9411
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives within Hamilton Township, New Jersey.
Employers and groups
- Membership is open to anyone who involves themselves in any organization (or is a member of any organization) located within Hamilton Township, New Jersey.
- Membership is open to individuals working or owning a business in Hamilton Township or the surrounding area.
Military, government and schools
- Membership is open to anyone who is an employee of Hamilton Township, New Jersey.
- Membership is open to anyone who goes to school within Hamilton Township, New Jersey.
Family and household
- Membership is open to anyone who is a relative of a current or potentially eligible member.
1 more way to join
Other ways
- Membership is open to anyone who worships within Hamilton Township, New Jersey.
Cost to join
- Opening a share savings account with a minimum deposit is required to establish membership (amount not specified).
Branches
1 branch in New Jersey
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New Jersey
1 branch
- Hamilton Horizons FCUMain office3535 Quakerbridge Rd Ste 600, Hamilton, NJ 08619Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Adequately capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 6.96% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 4.44% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.37% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $68 | $59 | — |
- CapitalNet worth ratio6.96%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late4.44%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.37%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$68Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Hamilton Horizons Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.