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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in North Carolina

Showing 51–75 of 83 scored for CDs

  1. BCU3–8 mo 3.20% · 9–15 mo 3.60% · 16–30 mo 3.89% · 31–60 mo 3.10%

    Credit union · 1 branch

    79CD score#51 in North Carolina
  2. First Citizens Bank3–8 mo 4.00% · 9–15 mo 3.75% · 16–30 mo 0.05% · 31–60 mo 0.15%

    Bank · 195 branches

    78CD score#52 in North Carolina
  3. First Carolina People's Credit Union3–8 mo 3.80% · 9–15 mo 3.55% · 16–30 mo 3.30% · 31–60 mo 3.04%

    Credit union · 1 branch

    78CD score#53 in North Carolina
  4. CS Credit Union3–8 mo 2.75% · 9–15 mo 3.75% · 16–30 mo 3.50% · 31–60 mo 3.00%

    Credit union · 2 branches

    75CD score#54 in North Carolina
  5. PenFed Credit Union3–8 mo 2.70% · 9–15 mo 3.20% · 16–30 mo 3.40% · 31–60 mo 3.50%

    Credit union · 1 branch

    75CD score#54 in North Carolina
  6. Bank of America3–8 mo 3.75% · 9–15 mo 3.75% · 16–30 mo 1.75% · 31–60 mo 0.11%

    Bank · 107 branches

    74CD score#56 in North Carolina
  7. USPS Federal Credit Union3–8 mo 3.25% · 9–15 mo 3.25% · 16–30 mo 3.30% · 31–60 mo 3.45%

    Credit union · 1 branch

    74CD score#57 in North Carolina
  8. American Partners Federal Credit Union3–8 mo 3.00% · 9–15 mo 3.00% · 16–30 mo 3.00% · 31–60 mo 3.75%

    Credit union · 2 branches

    74CD score#58 in North Carolina
  9. Revity Federal Credit Union3–8 mo 2.73% · 9–15 mo 3.66% · 16–30 mo 2.97% · 31–60 mo 3.15%

    Credit union · 3 branches

    73CD score#59 in North Carolina
  10. Huntington Bank3–8 mo 4.10% · 9–15 mo 2.50% · 16–30 mo 0.25% · 31–60 mo 0.25%

    Bank · 7 branches

    72CD score#60 in North Carolina
  11. Charlotte Fire Department CU3–8 mo 2.50% · 9–15 mo 3.50% · 16–30 mo 3.60% · 31–60 mo —

    Credit union · 1 branch

    72CD score#61 in North Carolina
  12. Nova Credit Union3–8 mo 2.78% · 9–15 mo 3.24% · 16–30 mo 3.29% · 31–60 mo 3.04%

    Credit union · 5 branches

    71CD score#62 in North Carolina
  13. Sharonview Federal Credit Union3–8 mo — · 9–15 mo 3.40% · 16–30 mo 3.15% · 31–60 mo 3.10%

    Credit union · 10 branches

    70CD score#63 in North Carolina
  14. Riverside Savings Bank3–8 mo 3.61% · 9–15 mo 3.50% · 16–30 mo 0.50% · 31–60 mo —

    Bank · 1 branch

    70CD score#64 in North Carolina
  15. URW Community Federal Credit Union3–8 mo 2.53% · 9–15 mo 3.60% · 16–30 mo 3.09% · 31–60 mo 2.06%

    Credit union · 1 branch

    70CD score#65 in North Carolina
  16. New Republic Bank3–8 mo 2.65% · 9–15 mo 2.85% · 16–30 mo 2.91% · 31–60 mo 3.27%

    Bank · 1 branch

    69CD score#66 in North Carolina
  17. Benchmark Community Bank3–8 mo 1.90% · 9–15 mo 3.00% · 16–30 mo 3.15% · 31–60 mo 2.85%

    Bank · 4 branches

    69CD score#67 in North Carolina
  18. Emergency Responders Credit Union3–8 mo 3.25% · 9–15 mo 3.20% · 16–30 mo 3.00% · 31–60 mo 2.75%

    Credit union · 1 branch

    68CD score#68 in North Carolina
  19. MCDOWELL CORNERSTONE3–8 mo 3.80% · 9–15 mo 0.18% · 16–30 mo 0.18% · 31–60 mo —

    Credit union · 1 branch

    66CD score#69 in North Carolina
  20. Telco Credit Union3–8 mo 2.53% · 9–15 mo 2.99% · 16–30 mo 3.04% · 31–60 mo 2.27%

    Credit union · 2 branches

    66CD score#70 in North Carolina
  21. U.S. Bank3–8 mo 3.25% · 9–15 mo 3.15% · 16–30 mo 0.65% · 31–60 mo 0.40%

    Bank · 7 branches

    65CD score#71 in North Carolina
  22. Champion Credit Union3–8 mo 3.50% · 9–15 mo 2.00% · 16–30 mo 0.80% · 31–60 mo 1.00%

    Credit union · 7 branches

    65CD score#72 in North Carolina
  23. GUCO Credit Union3–8 mo 3.00% · 9–15 mo 2.50% · 16–30 mo 2.00% · 31–60 mo 1.75%

    Credit union · 1 branch

    64CD score#73 in North Carolina
  24. FSNB3–8 mo 1.50% · 9–15 mo 2.00% · 16–30 mo 2.25% · 31–60 mo 2.50%

    Bank · 12 branches

    64CD score#74 in North Carolina
  25. Honeywell Philadelphia Division FCU3–8 mo — · 9–15 mo 3.00% · 16–30 mo 2.25% · 31–60 mo 2.25%

    Credit union · 1 branch

    64CD score#75 in North Carolina

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 76 of the 159 institutions with a branch in North Carolina have too few rates published or captured to score. Rankings are a preview, not awards.