Credit union · NCUA insured
Revity Federal Credit Union CD Rates
Revity Federal Credit Union’s best CD rate is 3.66% APY on a 10-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Revity Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Greensboro, NC, where Revity Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Revity Federal Credit Union
3.66%APY
- Term
- 10 months
- Minimum
- $1,000
- Earns on $10,000
- $304
Special Certificate
Top rate
Allegacy Financial
5.00%APY
- Term
- 5 months
- Minimum
- $500
- Earns on $10,000
- $205
2nd-highest rate
Truliant Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $500
Revity Federal Credit Union CD score
73
CD score
Higher than 33% of U.S. banks and credit unions
- 3–8 months3–8 mo2.73%
- 9–15 months9–15 mo3.66%
- 16–30 months16–30 mo2.97%
- 31–60 months31–60 mo3.15%
- QualifiedQualified3.66%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Revity Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special Certificate
3.66%APY · 1 term
Limited time offer. Non-renewable certificate. $1,000 minimum opening balance. Members age 55+ bonus dividend not applicable. Membership required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 10 monthsDividends accrued daily and paid monthly. Non-renewable. Early withdrawal penalties apply. Age 55+ bonus dividend not applicable | 3.66% | $304 |
Sources (2)
All captured Sep 19, 2026
Jumbo Certificate
Up to 3.15%APY · 8 terms
Minimum deposit $50,000. Add-on deposits permitted for non-IRA certificates. Members age 55+ receive a 0.15% bonus dividend above the current rate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Early withdrawal penalty applies | 2.33% | — |
| 6 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Early withdrawal penalty applies | 2.73% | — |
| 12 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Early withdrawal penalty applies | 2.89% | — |
| 18 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Early withdrawal penalty applies | 2.94% | — |
| 24 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Early withdrawal penalty applies | 2.97% | — |
| 36 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Early withdrawal penalty applies | 3.04% | — |
| 48 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Early withdrawal penalty applies | 3.09% | — |
| 60 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Early withdrawal penalty applies | 3.15% | — |
Sources (2)
All captured Sep 19, 2026
Mini Jumbo Certificate
Up to 3.15%APY · 8 terms
Minimum deposit $10,000. Add-on deposits permitted for non-IRA certificates. Members age 55+ receive a 0.15% bonus dividend above the current rate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Early withdrawal penalty applies | 2.33% | $58 |
| 6 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Early withdrawal penalty applies | 2.73% | $136 |
| 12 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Early withdrawal penalty applies | 2.89% | $289 |
| 18 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Early withdrawal penalty applies | 2.94% | $444 |
| 24 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Early withdrawal penalty applies | 2.97% | $603 |
| 36 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Early withdrawal penalty applies | 3.04% | $940 |
| 48 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Early withdrawal penalty applies | 3.09% | $1,294 |
| 60 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Early withdrawal penalty applies | 3.15% | $1,677 |
Sources (2)
All captured Sep 19, 2026
Regular Certificate
Up to 3.15%APY · 8 terms
Minimum deposit $500 ($100 for Youth Club 0-12 yrs and Teen Club 13-17 yrs). Add-on deposits permitted anytime throughout the term. Members age 55+ receive a 0.15% bonus dividend above the current rate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Youth/Teen Club minimum deposit $100. Early withdrawal penalty applies | 2.33% | $58 |
| 6 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Youth/Teen Club minimum deposit $100. Early withdrawal penalty applies | 2.73% | $136 |
| 12 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Youth/Teen Club minimum deposit $100. Early withdrawal penalty applies | 2.89% | $289 |
| 18 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Youth/Teen Club minimum deposit $100. Early withdrawal penalty applies | 2.94% | $444 |
| 24 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Youth/Teen Club minimum deposit $100. Early withdrawal penalty applies | 2.97% | $603 |
| 36 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Youth/Teen Club minimum deposit $100. Early withdrawal penalty applies | 3.04% | $940 |
| 48 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Youth/Teen Club minimum deposit $100. Early withdrawal penalty applies | 3.09% | $1,294 |
| 60 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Youth/Teen Club minimum deposit $100. Early withdrawal penalty applies | 3.15% | $1,677 |
Sources (2)
All captured Sep 19, 2026
Save-to-Win Certificate
3.15%APY · 1 term
Must be at least 18 years of age and a legal resident of North Carolina. Limit one Save to Win account per Social Security Number. Not eligible for bonus dividend. Allows add-on deposits. Early withdrawal penalty applies ($25 for first withdrawal, closure for second).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsDividends accrued daily and paid monthly. Entry into monthly/quarterly prize drawings with each $25 balance increase. Early withdrawal penalties apply | 3.15% | $315 |
Sources (3)
- revityfcu.org/save-to-win-cd
- revityfcu.org/savings-certificate-rates
- revityfcu.org/certificate-specials
All captured Sep 19, 2026
Special-purpose accounts
Special IRA Certificate
3.66%APY · 1 term
Limited time offer. Non-renewable IRA certificate. $1,000 minimum opening balance. Members age 55+ bonus dividend not applicable. Membership required. IRA certificates do not have add-on capability.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 10 monthsDividends accrued daily and paid monthly. Non-renewable. Early withdrawal penalties apply. Age 55+ bonus dividend not applicable. No add-on capability | 3.66% | $304 |
Sources (2)
All captured Sep 19, 2026
Jumbo IRA Certificate
Up to 3.15%APY · 8 terms
Minimum deposit $50,000. IRA Certificates do not have add-on capability. Members age 55+ receive a 0.15% bonus dividend above the current rate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. No add-on capability. Early withdrawal penalty applies | 2.33% | — |
| 6 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. No add-on capability. Early withdrawal penalty applies | 2.73% | — |
| 12 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. No add-on capability. Early withdrawal penalty applies | 2.89% | — |
| 18 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. No add-on capability. Early withdrawal penalty applies | 2.94% | — |
| 24 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. No add-on capability. Early withdrawal penalty applies | 2.97% | — |
| 36 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. No add-on capability. Early withdrawal penalty applies | 3.04% | — |
| 48 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. No add-on capability. Early withdrawal penalty applies | 3.09% | — |
| 60 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. No add-on capability. Early withdrawal penalty applies | 3.15% | — |
Sources (2)
All captured Sep 19, 2026
Mini Jumbo IRA Certificate
Up to 3.15%APY · 8 terms
Minimum deposit $10,000. IRA Certificates do not have add-on capability. Members age 55+ receive a 0.15% bonus dividend above the current rate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. No add-on capability. Early withdrawal penalty applies | 2.33% | $58 |
| 6 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. No add-on capability. Early withdrawal penalty applies | 2.73% | $136 |
| 12 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. No add-on capability. Early withdrawal penalty applies | 2.89% | $289 |
| 18 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. No add-on capability. Early withdrawal penalty applies | 2.94% | $444 |
| 24 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. No add-on capability. Early withdrawal penalty applies | 2.97% | $603 |
| 36 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. No add-on capability. Early withdrawal penalty applies | 3.04% | $940 |
| 48 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. No add-on capability. Early withdrawal penalty applies | 3.09% | $1,294 |
| 60 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. No add-on capability. Early withdrawal penalty applies | 3.15% | $1,677 |
Sources (2)
All captured Sep 19, 2026
Regular IRA Certificate
Up to 3.15%APY · 8 terms
Minimum deposit $500. Add-on deposits are not available for IRA Certificates. Members age 55+ receive a 0.15% bonus dividend above the current rate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. No add-on capability. Early withdrawal penalty applies | 2.33% | $58 |
| 6 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. No add-on capability. Early withdrawal penalty applies | 2.73% | $136 |
| 12 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. No add-on capability. Early withdrawal penalty applies | 2.89% | $289 |
| 18 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. No add-on capability. Early withdrawal penalty applies | 2.94% | $444 |
| 24 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. No add-on capability. Early withdrawal penalty applies | 2.97% | $603 |
| 36 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. No add-on capability. Early withdrawal penalty applies | 3.04% | $940 |
| 48 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. No add-on capability. Early withdrawal penalty applies | 3.09% | $1,294 |
| 60 monthsDividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. No add-on capability. Early withdrawal penalty applies | 3.15% | $1,677 |
Sources (2)
All captured Sep 19, 2026
Who can join Revity Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or go to school within designated census tracts covering 90% of Guilford County, North Carolina.
Employers and groups
- Membership is open to employees, retirees, residents, or volunteers at one of over 60 Financial Wellness Partners.
Family and household
- Membership is open to immediate family members or household members of a current member.
Other ways
- Membership is open to CCUF Friends of the Foundation.
- Membership includes spouses of persons who died while in the field of membership of the credit union.
Membership information collected October 4, 2026.