Credit union · NCUA insured
CS Credit Union CD Rates
Top CarrotCS Credit Union’s best CD rate is 3.75% APY on a 9-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 22, 2026.
How CS Credit Union’s CD rates compare
Compared with banks and credit unions near Hickory, NC, where CS Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CS Credit Union
3.75%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000
- $280
Special Share Certificate
Top rate
Civic Federal Credit Union
4.30%APY
- Term
- 17 months
- Requires
- Another account
- Minimum
- $250
- Earns on $10,000
- $615
2nd-highest rate
State Employees' Credit Union
4.30%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $250
- Earns on $10,000
- $652
CS Credit Union CD score
75
CD score
Higher than 38% of U.S. banks and credit unions
- 3–8 months3–8 mo2.75%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CS Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special Share Certificate
Up to 3.75%APY · 2 terms
Limited time special rate. Variable rate accounts; rates adjusted at the discretion of the Board of Directors and subject to change at any time. Early withdrawal penalty is loss of 90 days dividends.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsLimited time Special rate. Early withdrawal penalty is loss of 90 days dividends. Variable rate | 3.75% | $280 |
| 18 monthsLimited time Special rate. Early withdrawal penalty is loss of 90 days dividends. Variable rate | 3.50% | $530 |
Sources (1)
- csnccreditunion.org/savings-rates · captured Sep 19, 2026
Share Certificate
Up to 3.25%APY · 4 terms
Variable rate accounts; rates adjusted at the discretion of the Board of Directors and subject to change at any time. Early withdrawal penalty is loss of 90 days dividends.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalty is loss of 90 days dividends. Variable rate | 2.75% | $137 |
| 12 monthsEarly withdrawal penalty is loss of 90 days dividends. Variable rate | 3.25% | $325 |
| 24 monthsEarly withdrawal penalty is loss of 90 days dividends. Variable rate | 3.25% | $661 |
| 36 monthsEarly withdrawal penalty is loss of 90 days dividends. Variable rate | 3.00% | $927 |
Sources (1)
- csnccreditunion.org/savings-rates · captured Sep 19, 2026
Special-purpose accounts
IRA Share Certificate
Up to 3.25%APY · 3 terms
Variable rate accounts; rates adjusted at the discretion of the Board of Directors and subject to change at any time. Early withdrawal penalty is loss of 90 days dividends.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalty is loss of 90 days dividends. Variable rate | 2.75% | $137 |
| 12 monthsEarly withdrawal penalty is loss of 90 days dividends. Variable rate | 3.25% | $325 |
| 24 monthsEarly withdrawal penalty is loss of 90 days dividends. Variable rate | 3.25% | $661 |
Sources (1)
- csnccreditunion.org/savings-rates · captured Sep 19, 2026
Who can join CS Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of CommScope Inc. of North Carolina and its subsidiaries located in the United States.
- Employees of CPI Satcom & Antenna Technologies, Inc. located in Catawba County, North Carolina.
- Employees of CS Credit Union.
- North Carolina employees of GI Communications Division.
- Persons retired as pensioners or annuitants from eligible employer groups.
Family and household
- Immediate family members (including grandparents, parents, children, siblings, and spouses) of existing members or eligible employees.
2 more ways to join
Family and household
- Spouses of persons who died while within the field of membership of the credit union.
Other ways
- Organizations of eligible persons.
Cost to join
- Deposit of at least $25.00 in a share savings account representing one share.
Membership information collected October 4, 2026.