Credit union · NCUA insured
Sharonview Federal Credit Union CD Rates
Sharonview Federal Credit Union’s best CD rate is 3.40% APY on a 1-year share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 22, 2026.
How Sharonview Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Charlotte, NC-SC, where Sharonview Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Sharonview Federal Credit Union
3.40%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $340
Certificates
Top rate
Allegacy Financial
5.00%APY
- Term
- 5 months
- Minimum
- $500
- Earns on $10,000
- $205
2nd-highest rate
Truliant Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $500
Sharonview Federal Credit Union CD score
70
CD score
Higher than 26% of U.S. banks and credit unions
- 9–15 months9–15 mo3.40%
- 16–30 months16–30 mo3.15%
- 31–60 months31–60 mo3.10%
- QualifiedQualified3.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sharonview Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.40%APY · 5 terms
Minimum deposit of $500 required. Par value of a regular share is $5. Compounded daily, credited monthly. Automatically renews at maturity after a 5 calendar day grace period. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsPenalty of 90 days dividends for early withdrawal on terms of one year or less. Minimum deposit of $500 required | 3.40% | $340 |
| 24 monthsPenalty of 180 days dividends for early withdrawal on terms greater than one year up to five years. Minimum deposit of $500 required | 3.15% | $640 |
| 36 monthsPenalty of 180 days dividends for early withdrawal on terms greater than one year up to five years. Minimum deposit of $500 required | 2.25% | $690 |
| 48 monthsPenalty of 180 days dividends for early withdrawal on terms greater than one year up to five years. Minimum deposit of $500 required | 3.00% | $1,255 |
| 60 monthsPenalty of 180 days dividends for early withdrawal on terms greater than one year up to five years. Minimum deposit of $500 required | 3.10% | $1,649 |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
IRA Certificate
Up to 3.40%APY · 5 terms
Minimum deposit of $500 required. Par value of a regular share is $5. Compounded daily, credited monthly. Automatically renews at maturity after a 5 calendar day grace period. Early withdrawal penalties apply. To add an IRA, contact or visit branch.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsPenalties may apply for early withdrawal. Minimum deposit of $500 required | 3.40% | $340 |
| 24 monthsPenalties may apply for early withdrawal. Minimum deposit of $500 required | 3.15% | $640 |
| 36 monthsPenalties may apply for early withdrawal. Minimum deposit of $500 required | 2.25% | $690 |
| 48 monthsPenalties may apply for early withdrawal. Minimum deposit of $500 required | 3.00% | $1,255 |
| 60 monthsPenalties may apply for early withdrawal. Minimum deposit of $500 required | 3.10% | $1,649 |
Sources (1)
- sharonview.org/resources/rates…ngs-rates-checking-rates · captured Oct 22, 2026
Who can join Sharonview Federal Credit Union
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