Credit union · NCUA insured
GUCO Credit Union CD Rates
GUCO Credit Union’s best CD rate is 3.00% APY on a 6-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 22, 2026.
How GUCO Credit Union’s CD rates compare
Compared with banks and credit unions near Greenville, NC, where GUCO Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
GUCO Credit Union
3.00%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $250
- Earns on $10,000
- $149
Share Term Certificates
Top rate
Civic Federal Credit Union
4.30%APY
- Term
- 17 months
- Requires
- Another account
- Minimum
- $250
- Earns on $10,000
- $615
2nd-highest rate
State Employees' Credit Union
4.30%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $250
- Earns on $10,000
- $652
GUCO Credit Union CD score
64
CD score
Higher than 11% of U.S. banks and credit unions
- 3–8 months3–8 mo3.00%
- 9–15 months9–15 mo2.50%
- 16–30 months16–30 mo2.00%
- 31–60 months31–60 mo1.75%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where GUCO Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Term Certificates
Up to 3.00%APY · 4 terms
Minimum balance to earn dividends is $250. Early withdrawal penalty applies. Dividends compounded daily and credited monthly. Certificate automatically renews unless requested otherwise.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.00% | $149 |
| 12 months | 2.50% | $250 |
| 24 months | 2.00% | $404 |
| 36 months | 1.75% | $534 |
Sources (3)
- gucocreditunion.org/accounts
- gucocreditunion.org/s/GUCO-Tru…n-savings-disclosure.pdf
- gucocreditunion.org/deposit-account-rates
All captured Sep 19, 2026
Who can join GUCO Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees and retirees of Greenville Airport are eligible for membership.
- Employees and retirees of the City of Greenville are eligible for membership.
- Employees and retirees of Greenville Housing Authority are eligible for membership.
- Employees and retirees of Greenville Utilities Commission are eligible for membership.
Family and household
- Immediate family members (defined as spouse, children, grandchildren, parents, siblings, stepchildren, and adopted children) are eligible to join.
Membership information collected October 4, 2026.