Bank · FDIC insured
Riverside Savings Bank CD Rates
Riverside Savings Bank’s best CD rate is 3.61% APY on a 6-month CD. Terms run from 4 months to 6 years. Rates checked October 22, 2026.
How Riverside Savings Bank’s CD rates compare
Compared with banks and credit unions near Roanoke Rapids, NC, where Riverside Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Riverside Savings Bank
3.61%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $179
Certificates of Deposit
Top rate
State Employees' Credit Union
4.30%APY
- Term
- 18 months
- Minimum
- $250
- Earns on $10,000
- $652
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Riverside Savings Bank CD score
70
CD score
Higher than 26% of U.S. banks and credit unions
- 3–8 months3–8 mo3.61%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo0.50%
- QualifiedQualified3.61%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Riverside Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.61%APY · 11 terms
Rates and terms vary. Fixed rates for the term you choose. A penalty may be imposed for early withdrawal.
| Term | APY · $500 and up | APY · $1,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 4 monthsMinimum Balance to Open & Earn APY: $1,000. A penalty may be imposed for early withdrawal | — | 0.25% | — | 0.25% | $8 |
| 6 monthsMinimum Balance to Open & Earn APY: $1,000. A penalty may be imposed for early withdrawal | — | 3.61% | — | 3.61% | $179 |
| 8 monthsMinimum Balance to Open & Earn APY: $1,000. A penalty may be imposed for early withdrawal | — | 0.30% | — | 0.30% | $20 |
| 9 monthsMinimum Balance to Open & Earn APY: $1,000. A penalty may be imposed for early withdrawal | — | 0.30% | — | 0.30% | $22 |
| 12 monthsMinimum Balance to Open & Earn APY: $1,000. A penalty may be imposed for early withdrawal | — | 0.35% | — | 0.35% | $35 |
| 13 monthsMinimum Balance to Open & Earn APY: $1,000. A penalty may be imposed for early withdrawal | — | 0.35% | — | 0.35% | $38 |
| 14 monthsMinimum Balance to Open & Earn APY: $1,000. A penalty may be imposed for early withdrawal | — | 3.50% | — | 3.50% | $410 |
| 18 monthsMinimum Balance to Open & Earn APY: $1,000. A penalty may be imposed for early withdrawal | — | 0.40% | — | 0.40% | $60 |
| 24 monthsMinimum Balance to Open & Earn APY: $1,000. A penalty may be imposed for early withdrawal | — | 0.45% | — | 0.45% | $90 |
| 30 monthsMinimum Balance to Open & Earn APY: $500. A penalty may be imposed for early withdrawal | 0.50% | — | — | 0.50% | $125 |
| 72 monthsMinimum Balance to Open & Earn APY: $10,000. A penalty may be imposed for early withdrawal | — | — | 0.70% | 0.70% | $427 |
Sources (2)
All captured Sep 19, 2026
Opening an account
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