Credit union · NCUA insured
Champion Credit Union
A $555.1M credit union headquartered in Canton, NC, with 36,123 members and 7 branches in North Carolina. Best rates: CDs 3.50% and savings 0.50% APY.
Champion Credit Union Carrot Score
74
Carrot Score
Higher than 36% of U.S. banks and credit unions
#10 of 18 in Asheville, NC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Champion Credit Union
Founded in 1932 in Canton, North Carolina, seven employees of Champion Paper Fibre Company established Champion Savings and Loan, known today as Champion Credit Union.
Operating as a member-owned financial cooperative, the credit union serves over 38,000 members across nine counties in Western North Carolina with a focus on community and member financial well-being.
- Headquarters
- 3 Academy ST, Canton, NC 28716
- NCUA charter
- 60721
Branches
7 branches in North Carolina
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North Carolina
7 branches
Asheville area · 4
- Champion CU - Arden2311 Hendersonville Rd, Arden, NC 28704Directions
- Champion CU - Asheville1000 Patton Ave, Asheville, NC 28806Directions
- Champion CU - Hendersonville1615 Four Seasons Blvd, Hendersonville, NC 28792Directions
- Champion CU - Mills River4494 Boylston Hwy, Mills River, NC 28759Directions
Waynesville area · 2
- Champion CU - CantonMain office3 Academy ST, Canton, NC 28716Directions
- Champion CU - Waynesville311 Walnut St, Waynesville, NC 28786Directions
Brevard area · 1
- Champion CU - Ecusta2074 Asheville Hwy, Brevard, NC 28712Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.20% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.24% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.80% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $95 | $76 | — |
- CapitalNet worth ratio12.20%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.24%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.80%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$95Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Champion Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.