Credit union · NCUA insured
GUCO Credit Union
A $10M credit union headquartered in Greenville, NC, with 1,383 members and 1 branch in North Carolina. Best rates: CDs 3.00% and savings 0.50% APY.
GUCO Credit Union Carrot Score
71
Carrot Score
Higher than 30% of U.S. banks and credit unions
#7 of 15 in Greenville, NC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About GUCO Credit Union
GUCO Credit Union is based in Greenville, North Carolina, where it was organized in January 1970.
The credit union has grown to approximately 2,000 members and owners with assets exceeding $10 million.
- Headquarters
- 523 Evans St, Greenville, NC 27858-2311
- NCUA charter
- 62985
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees and retirees of Greenville Airport are eligible for membership.
- Employees and retirees of the City of Greenville are eligible for membership.
- Employees and retirees of Greenville Housing Authority are eligible for membership.
- Employees and retirees of Greenville Utilities Commission are eligible for membership.
Family and household
- Immediate family members (defined as spouse, children, grandchildren, parents, siblings, stepchildren, and adopted children) are eligible to join.
Branches
1 branch in North Carolina
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North Carolina
1 branch
- Main OfficeMain office523 Evans St, Greenville, NC 27858Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.82% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.13% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.24% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $83 | $59 | — |
- CapitalNet worth ratio17.82%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.13%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.24%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$83Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of GUCO Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.