Credit union · NCUA insured
Charlotte Fire Department CU CD Rates
Charlotte Fire Department CU’s best CD rate is 3.60% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 22, 2026.
How Charlotte Fire Department CU’s CD rates compare
Compared with banks and credit unions near Charlotte, NC-SC, where Charlotte Fire Department CU has the most branches. $10,000, best rate first.
This credit union’s best
Charlotte Fire Department CU
3.60%APY
- Term
- 24 months
- Minimum
- $2,500
- Earns on $10,000
- $733
Share Certificates
Top rate
Allegacy Financial
5.00%APY
- Term
- 5 months
- Minimum
- $500
- Earns on $10,000
- $205
2nd-highest rate
Truliant Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $500
Charlotte Fire Department CU CD score
72
CD score
Higher than 30% of U.S. banks and credit unions
- 3–8 months3–8 mo2.50%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.60%
- QualifiedQualified3.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Charlotte Fire Department CU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.60%APY · 3 terms
Early withdrawal penalty may apply. $2,500.00 minimum deposit. 6 - 24 month certificates available. Rates are subject to change monthly.
| Term | APY · $2,500 – $24,999 | APY · $25,000 – $99,999 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months | 2.50% | 2.50% | 2.50% | 2.50%2.50% $25k–$100k2.50% from $100k | $124 |
| 12 months | 3.50% | 3.50% | 3.50% | 3.50%3.50% $25k–$100k3.50% from $100k | $350 |
| 24 months | 3.60% | 3.60% | 3.60% | 3.60%3.60% $25k–$100k3.60% from $100k | $733 |
Who can join Charlotte Fire Department CU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of the Charlotte Fire Department are eligible to join.
- Volunteer firefighters from surrounding counties are eligible to join.
Family and household
- Family members of Charlotte Fire Department employees and volunteer firefighters from surrounding counties are eligible to join.
Membership information collected October 4, 2026.