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Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Iowa

Showing 51–75 of 140 scored for CDs

  1. Bank Iowa3–8 mo 1.54% · 9–15 mo 4.01% · 16–30 mo 4.15% · 31–60 mo 1.49%

    Bank · 24 branches

    85CD score#51 in Iowa
  2. 5 Star CCU3–8 mo 4.50% · 9–15 mo 3.85% · 16–30 mo 3.25% · 31–60 mo —

    Credit union · 2 branches

    85CD score#52 in Iowa
  3. Westside State Bank3–8 mo 3.79% · 9–15 mo 4.10% · 16–30 mo 3.75% · 31–60 mo 1.65%

    Bank · 5 branches

    85CD score#53 in Iowa
  4. Cherokee State Bank3–8 mo 2.25% · 9–15 mo 4.05% · 16–30 mo 4.05% · 31–60 mo 2.25%

    Bank · 2 branches

    85CD score#54 in Iowa
  5. Union State Bank3–8 mo 4.03% · 9–15 mo 2.72% · 16–30 mo 2.92% · 31–60 mo 3.63%

    Bank · 3 branches

    85CD score#54 in Iowa
  6. Farmers State Bank3–8 mo 2.50% · 9–15 mo 4.00% · 16–30 mo 4.15% · 31–60 mo 1.05%

    Bank · 8 branches

    84CD score#56 in Iowa
  7. Readlyn Savings Bank3–8 mo 3.75% · 9–15 mo — · 16–30 mo 4.00% · 31–60 mo 3.85%

    Bank · 2 branches

    84CD score#56 in Iowa
  8. UMB Bank3–8 mo 3.85% · 9–15 mo 4.25% · 16–30 mo 0.15% · 31–60 mo 0.25%

    Bank · 8 branches

    84CD score#58 in Iowa
  9. Central State Bank3–8 mo 3.48% · 9–15 mo 4.25% · 16–30 mo 3.43% · 31–60 mo 3.23%

    Bank · 3 branches

    84CD score#59 in Iowa
  10. Farmers Savings Bank3–8 mo 3.25% · 9–15 mo 4.14% · 16–30 mo 3.25% · 31–60 mo 3.49%

    Bank · 3 branches

    84CD score#60 in Iowa
  11. AIM Credit Union3–8 mo 1.50% · 9–15 mo 3.90% · 16–30 mo 4.20% · 31–60 mo 2.50%

    Credit union · 5 branches

    84CD score#61 in Iowa
  12. First State Bank3–8 mo 1.31% · 9–15 mo 4.01% · 16–30 mo 4.01% · 31–60 mo 1.56%

    Bank · 1 branch

    84CD score#62 in Iowa
  13. Siouxland Federal Credit Union3–8 mo 3.75% · 9–15 mo 4.00% · 16–30 mo 3.55% · 31–60 mo 3.55%

    Credit union · 4 branches

    84CD score#63 in Iowa
  14. Affinity Credit Union3–8 mo — · 9–15 mo 4.06% · 16–30 mo 3.80% · 31–60 mo 3.25%

    Credit union · 2 branches

    83CD score#64 in Iowa
  15. Members Community Credit Union3–8 mo 3.90% · 9–15 mo 3.75% · 16–30 mo 3.60% · 31–60 mo 3.50%

    Credit union · 2 branches

    83CD score#64 in Iowa
  16. Journey Credit Union3–8 mo 3.76% · 9–15 mo 3.87% · 16–30 mo 3.76% · 31–60 mo 3.45%

    Credit union · 2 branches

    83CD score#66 in Iowa
  17. The Family Credit Union3–8 mo 4.00% · 9–15 mo 3.95% · 16–30 mo 2.76% · 31–60 mo 3.00%

    Credit union · 7 branches

    83CD score#67 in Iowa
  18. Clear Lake Bank and Trust Company3–8 mo 3.23% · 9–15 mo 4.27% · 16–30 mo 3.01% · 31–60 mo 3.05%

    Bank · 5 branches

    83CD score#68 in Iowa
  19. Citizens State Bank3–8 mo 3.75% · 9–15 mo 4.06% · 16–30 mo 0.85% · 31–60 mo 3.55%

    Bank · 2 branches

    83CD score#69 in Iowa
  20. Cobalt Credit Union3–8 mo 3.95% · 9–15 mo 3.90% · 16–30 mo 3.25% · 31–60 mo 2.90%

    Credit union · 1 branch

    83CD score#70 in Iowa
  21. Sanborn Savings Bank3–8 mo 1.95% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 2.36%

    Bank · 1 branch

    83CD score#70 in Iowa
  22. Community State Bank3–8 mo 3.55% · 9–15 mo 3.73% · 16–30 mo 4.04% · 31–60 mo 3.28%

    Bank · 7 branches

    83CD score#72 in Iowa
  23. Earlham Bank3–8 mo — · 9–15 mo 3.85% · 16–30 mo 3.85% · 31–60 mo 3.65%

    Bank · 9 branches

    83CD score#73 in Iowa
  24. The State Bank3–8 mo 3.53% · 9–15 mo 3.79% · 16–30 mo 4.04% · 31–60 mo 3.02%

    Bank · 2 branches

    83CD score#74 in Iowa
  25. Peoples Savings Bank3–8 mo 1.50% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 1.95%

    Bank · 3 branches

    82CD score#75 in Iowa

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 197 of the 337 institutions with a branch in Iowa have too few rates published or captured to score. Rankings are a preview, not awards.