Credit union · NCUA insured
AIM Credit Union CD Rates
AIM Credit Union’s best CD rate is 4.20% APY on a 23-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How AIM Credit Union’s CD rates compare
Compared with banks and credit unions near Dubuque, IA, where AIM Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
AIM Credit Union
4.20%APY
- Term
- 23 months
- Minimum
- $5,000
- Earns on $10,000
- $820
Special Share Certificates
Top rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
2nd-highest rate
Empeople Credit Union
4.40%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $667
AIM Credit Union CD score
84
CD score
Higher than 66% of U.S. banks and credit unions
- 3–8 months3–8 mo1.50%
- 9–15 months9–15 mo3.90%
- 16–30 months16–30 mo4.20%
- 31–60 months31–60 mo2.50%
- QualifiedQualified4.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where AIM Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special Share Certificates
Up to 4.20%APY · 2 terms
Special Share Certificates require a $5,000 minimum deposit. 3-11 month products paid monthly, others paid quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 11 monthsDividends paid monthly | 3.90% | $357 |
| 23 monthsDividends paid quarterly | 4.20% | $820 |
Sources (1)
- aimcreditunion.com/bank/depository-accounts-rates · captured Sep 18, 2026
Share Certificates
Up to 3.00%APY · 8 terms
When depositing to certain Share Certificates, members have the option of changing the rate once on that certificate for its remaining term at the rate currently being offered by AIM Credit Union. Regular Share Certificates require a $1,000 minimum deposit. 3-11 month products paid monthly, others paid quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsDividends paid monthly | 1.00% | $25 |
| 6 monthsDividends paid monthly | 1.50% | $75 |
| 9 monthsDividends paid monthly | 2.00% | $150 |
| 12 monthsDividends paid quarterly | 3.00% | $300 |
| 24 monthsDividends paid quarterly | 2.75% | $558 |
| 36 monthsDividends paid quarterly | 2.25% | $690 |
| 48 monthsDividends paid quarterly | 2.35% | $974 |
| 60 monthsDividends paid quarterly | 2.50% | $1,314 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Youth Share Certificates
Up to 4.20%APY · 10 terms
Available for members from birth through age 21 (age 21 or younger). Minimum deposit is $300 on regular certificates and $1,000 on special certificates. All additional terms and conditions are the same.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsRegular certificate tier for members age 21 or younger. Dividends paid monthly | 1.00% | $25 |
| 6 monthsRegular certificate tier for members age 21 or younger. Dividends paid monthly | 1.50% | $75 |
| 9 monthsRegular certificate tier for members age 21 or younger. Dividends paid monthly | 2.00% | $150 |
| 11 monthsSpecial certificate tier for members age 21 or younger. Dividends paid monthly | 3.90% | $357 |
| 12 monthsRegular certificate tier for members age 21 or younger. Dividends paid quarterly | 3.00% | $300 |
| 23 monthsSpecial certificate tier for members age 21 or younger. Dividends paid quarterly | 4.20% | $820 |
| 24 monthsRegular certificate tier for members age 21 or younger. Dividends paid quarterly | 2.75% | $558 |
| 36 monthsRegular certificate tier for members age 21 or younger. Dividends paid quarterly | 2.25% | $690 |
| 48 monthsRegular certificate tier for members age 21 or younger. Dividends paid quarterly | 2.35% | $974 |
| 60 monthsRegular certificate tier for members age 21 or younger. Dividends paid quarterly | 2.50% | $1,314 |
Sources (2)
All captured Sep 18, 2026
Who can join AIM Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to individuals connected through an eligible employer or business.
Family and household
- Membership is open to family members including spouses, children, in-laws, parents, grandparents, aunts/uncles, siblings, grandchildren, and individuals living in the same household.
Cost to join
- Membership requires opening a share savings account for as little as $5.
Membership information collected October 4, 2026.