Bank · FDIC insured
Readlyn Savings Bank
A $148.3M bank headquartered in Readlyn, IA, with 2 branches in Iowa. Best rates: CDs 4.00% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs844.00%for 16–30 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Readlyn Savings Bank
Readlyn Savings Bank is an independent community bank established in 1904 in Readlyn, Iowa, operating two locations in Readlyn and Tripoli in Bremer County.
On December 3, 2021, Readlyn Savings Bank merged with longtime sister institution American Savings Bank, retaining the Tripoli branch under its historic trade name.
- Headquarters
- 141 Main St, Readlyn, IA 50668
- FDIC certificate
- 9300 ↗
Branches
2 branches in Iowa
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Iowa
2 branches
- Readlyn Savings BankMain office141 Main St, Readlyn, IA 50668Directions
- Tripoli Branch312 S Main St, Tripoli, IA 50676Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 19.30% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 3.04% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.77% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $86 | $81 | — |
- CapitalLeverage ratio19.30%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent3.04%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.77%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$86Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Readlyn Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.