Bank · FDIC insured
Westside State Bank CD Rates
Westside State Bank’s best CD rate is 4.35% APY on a 13-month CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Westside State Bank’s CD rates compare
Compared with banks and credit unions near Carroll, IA, where Westside State Bank has the most branches. $10,000, best rate first.
This bank’s best
Westside State Bank
4.10%APY
- Term
- 13 months
- Earns on $10,000
- $445
Special CDs
Top rate
Midwest Heritage
4.50%APY
- Term
- 24 months
- Earns on $10,000
- $920
2nd-highest rate
Commercial Savings Bank
4.40%APY
- Term
- 13 months
- Earns on $10,000
- $478
Westside State Bank CD score
85
CD score
Higher than 69% of U.S. banks and credit unions
- 3–8 months3–8 mo3.79%
- 9–15 months9–15 mo4.10%
- 16–30 months16–30 mo3.75%
- 31–60 months31–60 mo1.65%
- QualifiedQualified4.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Westside State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special CDs
Up to 4.10%APY · 2 terms
Penalty for early withdrawal.
| Term | APY · Up to $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsDeposit amount < $100,000. Penalty for early withdrawal | 3.79% | — | 3.79% | $188 |
| 6 monthsDeposit amount => $100,000. Penalty for early withdrawal | — | 4.04% | —4.04% from $100k | — |
| 13 monthsDeposit amount < $100,000. Penalty for early withdrawal | 4.10% | — | 4.10% | $445 |
| 13 monthsDeposit amount => $100,000. Penalty for early withdrawal | — | 4.35% | —4.35% from $100k | — |
Sources (2)
All captured Oct 16, 2026
Certificates of Deposit (CDs)
Up to 3.79%APY · 9 terms
Penalty for early withdrawal. No setup or maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsPenalty for early withdrawal | 3.79% | $188 |
| 12 monthsPenalty for early withdrawal | 3.75% | $375 |
| 15 monthsPenalty for early withdrawal | 1.40% | $175 |
| 18 monthsPenalty for early withdrawal | 3.75% | $568 |
| 24 monthsPenalty for early withdrawal | 3.75% | $764 |
| 30 monthsPenalty for early withdrawal | 1.50% | $379 |
| 36 monthsPenalty for early withdrawal | 1.55% | $472 |
| 48 monthsPenalty for early withdrawal | 1.60% | $656 |
| 60 monthsPenalty for early withdrawal | 1.65% | $853 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
IRA CDs
Up to 3.79%APY · 9 terms
Traditional and Roth IRA options available. Penalty for early withdrawal. No setup, monthly or annual maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsPenalty for early withdrawal | 3.79% | $188 |
| 12 monthsPenalty for early withdrawal | 3.75% | $375 |
| 15 monthsPenalty for early withdrawal | 1.40% | $175 |
| 18 monthsPenalty for early withdrawal | 3.75% | $568 |
| 24 monthsPenalty for early withdrawal | 3.75% | $764 |
| 30 monthsPenalty for early withdrawal | 1.50% | $379 |
| 36 monthsPenalty for early withdrawal | 1.55% | $472 |
| 48 monthsPenalty for early withdrawal | 1.60% | $656 |
| 60 monthsPenalty for early withdrawal | 1.65% | $853 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.