Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in California
Showing 1–25 of 225 scored for CDs
- 98CD score#1 in California
- OceanAir Federal Credit Union3–8 mo 4.25% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 4.50%
Credit union · 5 branches
97CD score#2 in California - San Diego Firefighters Federal Credit Union3–8 mo 4.15% · 9–15 mo 4.45% · 16–30 mo 4.35% · 31–60 mo 4.25%
Credit union · 1 branch
97CD score#3 in California - America First Credit Union3–8 mo 4.00% · 9–15 mo 4.05% · 16–30 mo 4.50% · 31–60 mo 4.60%
Credit union · 1 branch
97CD score#4 in California - Skyla Credit Union3–8 mo 4.00% · 9–15 mo 4.10% · 16–30 mo 4.50% · 31–60 mo 4.50%
Credit union · 1 branch
97CD score#4 in California - F&A Credit Union3–8 mo 4.10% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 4.40%
Credit union · 2 branches
95CD score#6 in California - 95CD score#7 in California
- Corazo Credit Union3–8 mo 4.25% · 9–15 mo 4.00% · 16–30 mo 3.75% · 31–60 mo 4.50%
Credit union · 4 branches
94CD score#8 in California - Golden 1 Credit Union3–8 mo 4.10% · 9–15 mo 4.30% · 16–30 mo 4.20% · 31–60 mo 3.55%
Credit union · 63 branches
93CD score#9 in California - USC Credit Union3–8 mo 3.75% · 9–15 mo 4.10% · 16–30 mo 4.25% · 31–60 mo 4.35%
Credit union · 4 branches
93CD score#10 in California - Heritage Community Credit Union3–8 mo 3.80% · 9–15 mo 4.20% · 16–30 mo 4.40% · 31–60 mo 3.80%
Credit union · 3 branches
93CD score#11 in California - SchoolsFirst FCU3–8 mo 4.10% · 9–15 mo 3.95% · 16–30 mo 4.30% · 31–60 mo 4.10%
Credit union · 74 branches
93CD score#11 in California - Home Bank of California3–8 mo 3.72% · 9–15 mo 3.77% · 16–30 mo 4.35% · 31–60 mo 4.35%
Bank · 1 branch
92CD score#13 in California - 91CD score#14 in California
- 90CD score#15 in California
- 89CD score#16 in California
- Balboa Thrift and Loan3–8 mo 4.03% · 9–15 mo 4.08% · 16–30 mo 4.13% · 31–60 mo 3.82%
Bank · 4 branches
89CD score#17 in California - Stanford Federal Credit Union3–8 mo 3.50% · 9–15 mo 4.20% · 16–30 mo 3.70% · 31–60 mo 4.25%
Credit union · 6 branches
89CD score#17 in California - 89CD score#19 in California
- Compass Community Credit Union3–8 mo 3.03% · 9–15 mo 4.25% · 16–30 mo 3.80% · 31–60 mo 4.06%
Credit union · 2 branches
89CD score#20 in California - American Airlines Federal Credit Union3–8 mo 4.05% · 9–15 mo 4.00% · 16–30 mo 3.92% · 31–60 mo 3.97%
Credit union · 3 branches
89CD score#21 in California - LBS Financial3–8 mo 4.00% · 9–15 mo 4.15% · 16–30 mo 3.85% · 31–60 mo 3.90%
Credit union · 7 branches
89CD score#21 in California - CommunityAmerica Credit Union3–8 mo 3.85% · 9–15 mo 4.00% · 16–30 mo 4.10% · 31–60 mo 3.95%
Credit union · 17 branches
88CD score#23 in California - Travis Credit Union3–8 mo 4.15% · 9–15 mo 1.30% · 16–30 mo 4.30% · 31–60 mo 3.25%
Credit union · 25 branches
88CD score#23 in California - American United Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 4.00%
Credit union · 3 branches
88CD score#25 in California
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 199 of the 424 institutions with a branch in California have too few rates published or captured to score. Rankings are a preview, not awards.