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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in San Francisco, CA metro

Showing 1–25 of 65 scored for CDs

  1. Poppy Bank3–8 mo 4.25% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 4.25%

    Bank · 12 branches

    95CD score#1 in San Francisco, CA metro
  2. Golden 1 Credit Union3–8 mo 4.10% · 9–15 mo 4.30% · 16–30 mo 4.20% · 31–60 mo 3.55%

    Credit union · 2 branches

    93CD score#2 in San Francisco, CA metro
  3. HSBC USA3–8 mo 4.00% · 9–15 mo 4.30% · 16–30 mo 4.40% · 31–60 mo —

    Bank · 2 branches

    91CD score#3 in San Francisco, CA metro
  4. Flagstar Bank3–8 mo 4.10% · 9–15 mo 4.30% · 16–30 mo 4.25% · 31–60 mo —

    Bank · 1 branch

    90CD score#4 in San Francisco, CA metro
  5. Stanford Federal Credit Union3–8 mo 3.50% · 9–15 mo 4.20% · 16–30 mo 3.70% · 31–60 mo 4.25%

    Credit union · 1 branch

    89CD score#5 in San Francisco, CA metro
  6. First Bank3–8 mo 4.05% · 9–15 mo 4.20% · 16–30 mo 3.80% · 31–60 mo 3.51%

    Bank · 5 branches

    89CD score#6 in San Francisco, CA metro
  7. American Airlines Federal Credit Union3–8 mo 4.05% · 9–15 mo 4.00% · 16–30 mo 3.92% · 31–60 mo 3.97%

    Credit union · 1 branch

    89CD score#7 in San Francisco, CA metro
  8. CommunityAmerica Credit Union3–8 mo 3.85% · 9–15 mo 4.00% · 16–30 mo 4.10% · 31–60 mo 3.95%

    Credit union · 4 branches

    88CD score#8 in San Francisco, CA metro
  9. Travis Credit Union3–8 mo 4.15% · 9–15 mo 1.30% · 16–30 mo 4.30% · 31–60 mo 3.25%

    Credit union · 7 branches

    88CD score#8 in San Francisco, CA metro
  10. City National Bank3–8 mo 4.23% · 9–15 mo 4.39% · 16–30 mo 1.76% · 31–60 mo 1.56%

    Bank · 5 branches

    88CD score#10 in San Francisco, CA metro
  11. Upward Credit Union3–8 mo 4.25% · 9–15 mo 2.02% · 16–30 mo 4.20% · 31–60 mo 2.53%

    Credit union · 2 branches

    88CD score#11 in San Francisco, CA metro
  12. Self-Help Federal Credit Union3–8 mo 0.15% · 9–15 mo 3.98% · 16–30 mo 4.08% · 31–60 mo 4.18%

    Credit union · 3 branches

    88CD score#12 in San Francisco, CA metro
  13. SF Fire Credit Union3–8 mo 3.50% · 9–15 mo 3.80% · 16–30 mo 3.90% · 31–60 mo 4.25%

    Credit union · 3 branches

    88CD score#13 in San Francisco, CA metro
  14. OE Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 3.50%

    Credit union · 4 branches

    87CD score#14 in San Francisco, CA metro
  15. PNC3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 2.70% · 31–60 mo 2.80%

    Bank · 7 branches

    87CD score#15 in San Francisco, CA metro
  16. Sunward Credit Union3–8 mo 3.65% · 9–15 mo 4.00% · 16–30 mo 4.11% · 31–60 mo 3.65%

    Credit union · 1 branch

    87CD score#16 in San Francisco, CA metro
  17. Patelco Credit Union3–8 mo 4.25% · 9–15 mo 4.00% · 16–30 mo 3.00% · 31–60 mo 3.50%

    Credit union · 22 branches

    87CD score#17 in San Francisco, CA metro
  18. SRI Federal Credit Union3–8 mo 3.70% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 3.75%

    Credit union · 1 branch

    87CD score#18 in San Francisco, CA metro
  19. Citi3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 2.00% · 31–60 mo 2.00%

    Bank · 63 branches

    87CD score#19 in San Francisco, CA metro
  20. Technology Credit Union3–8 mo 3.65% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 3.75%

    Credit union · 2 branches

    87CD score#20 in San Francisco, CA metro
  21. Firefighters First Credit Union3–8 mo 3.65% · 9–15 mo 3.80% · 16–30 mo 3.90% · 31–60 mo 3.90%

    Credit union · 1 branch

    86CD score#21 in San Francisco, CA metro
  22. UNCLE Credit Union3–8 mo 3.65% · 9–15 mo 4.33% · 16–30 mo 3.00% · 31–60 mo 2.64%

    Credit union · 3 branches

    85CD score#22 in San Francisco, CA metro
  23. Exchange Bank3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 3.75% · 31–60 mo 0.45%

    Bank · 1 branch

    84CD score#23 in San Francisco, CA metro
  24. 1st United Credit Union3–8 mo 3.00% · 9–15 mo 3.50% · 16–30 mo 3.75% · 31–60 mo 4.00%

    Credit union · 8 branches

    84CD score#24 in San Francisco, CA metro
  25. State Bank of India (California)3–8 mo 4.00% · 9–15 mo 3.85% · 16–30 mo 3.50% · 31–60 mo 3.00%

    Bank · 1 branch

    83CD score#25 in San Francisco, CA metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 52 of the 117 institutions with a branch in San Francisco, CA metro have too few rates published or captured to score. Rankings are a preview, not awards.