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Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Lexington, KY metro

Showing 1–22 of 22 scored for CDs

  1. Commonwealth Credit Union3–8 mo 4.25% · 9–15 mo 4.35% · 16–30 mo 5.00% · 31–60 mo 5.00%

    Credit union · 6 branches

    99CD score#1 in Lexington, KY metro
  2. Members Heritage CU3–8 mo 3.95% · 9–15 mo 4.25% · 16–30 mo 4.35% · 31–60 mo 4.50%

    Credit union · 5 branches

    96CD score#2 in Lexington, KY metro
  3. Central Bank3–8 mo 3.50% · 9–15 mo 4.38% · 16–30 mo 4.25% · 31–60 mo 4.50%

    Bank · 18 branches

    95CD score#3 in Lexington, KY metro
  4. UK Credit Union3–8 mo 4.25% · 9–15 mo 5.00% · 16–30 mo 2.35% · 31–60 mo 2.85%

    Credit union · 9 branches

    89CD score#4 in Lexington, KY metro
  5. Republic Bank3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 4.25%

    Bank · 6 branches

    89CD score#5 in Lexington, KY metro
  6. CommunityAmerica Credit Union3–8 mo 3.85% · 9–15 mo 4.00% · 16–30 mo 4.10% · 31–60 mo 3.95%

    Credit union · 1 branch

    88CD score#6 in Lexington, KY metro
  7. Blue Grass Federal3–8 mo 0.15% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 0.75%

    Bank · 1 branch

    88CD score#7 in Lexington, KY metro
  8. PNC3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 2.70% · 31–60 mo 2.80%

    Bank · 11 branches

    87CD score#8 in Lexington, KY metro
  9. Y-12 Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 3.25% · 31–60 mo —

    Credit union · 1 branch

    87CD score#9 in Lexington, KY metro
  10. Ashland Credit Union3–8 mo 3.30% · 9–15 mo 3.40% · 16–30 mo 3.75% · 31–60 mo 4.00%

    Credit union · 1 branch

    84CD score#10 in Lexington, KY metro
  11. Woodforest National Bank3–8 mo 3.50% · 9–15 mo 4.25% · 16–30 mo 2.25% · 31–60 mo 1.40%

    Bank · 4 branches

    81CD score#11 in Lexington, KY metro
  12. Farmers Bank3–8 mo 3.50% · 9–15 mo 3.50% · 16–30 mo 3.50% · 31–60 mo 3.50%

    Bank · 4 branches

    77CD score#12 in Lexington, KY metro
  13. Peoples Bank3–8 mo 3.54% · 9–15 mo 3.50% · 16–30 mo 3.75% · 31–60 mo —

    Bank · 3 branches

    76CD score#13 in Lexington, KY metro
  14. KUE Federal Credit Union3–8 mo 4.00% · 9–15 mo 2.40% · 16–30 mo 2.50% · 31–60 mo 2.90%

    Credit union · 1 branch

    76CD score#14 in Lexington, KY metro
  15. Transcend Credit Union3–8 mo 3.00% · 9–15 mo 3.30% · 16–30 mo 3.50% · 31–60 mo 3.40%

    Credit union · 1 branch

    75CD score#15 in Lexington, KY metro
  16. The Health and Education Federal Credit Union3–8 mo — · 9–15 mo 3.91% · 16–30 mo 3.29% · 31–60 mo 3.03%

    Credit union · 2 branches

    75CD score#16 in Lexington, KY metro
  17. Bank of America3–8 mo 3.75% · 9–15 mo 3.75% · 16–30 mo 1.75% · 31–60 mo 0.11%

    Bank · 4 branches

    74CD score#17 in Lexington, KY metro
  18. Park Community Credit Union3–8 mo 2.75% · 9–15 mo 3.75% · 16–30 mo 3.00% · 31–60 mo 3.00%

    Credit union · 1 branch

    72CD score#18 in Lexington, KY metro
  19. Metro Plus Credit Union3–8 mo 2.53% · 9–15 mo 2.78% · 16–30 mo 2.89% · 31–60 mo 2.94%

    Credit union · 2 branches

    67CD score#19 in Lexington, KY metro
  20. U.S. Bank3–8 mo 3.25% · 9–15 mo 3.15% · 16–30 mo 0.65% · 31–60 mo 0.40%

    Bank · 5 branches

    65CD score#20 in Lexington, KY metro
  21. Peoples Bank of Kentucky3–8 mo 0.20% · 9–15 mo 0.30% · 16–30 mo 0.65% · 31–60 mo 0.75%

    Bank · 1 branch

    60CD score#21 in Lexington, KY metro
  22. Chase3–8 mo 0.01% · 9–15 mo 0.01% · 16–30 mo 0.01% · 31–60 mo 0.01%

    Bank · 12 branches

    60CD score#22 in Lexington, KY metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 26 of the 48 institutions with a branch in Lexington, KY metro have too few rates published or captured to score. Rankings are a preview, not awards.