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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Lexington, KY metro

  1. UK Credit UnionSpecial CertificateCD · 9 months · $1,000 min

    Credit union · 9 branches

    5.00%APY$373 over 9 months on $10,000intro rate
  2. Top Carrot, Carrot Score 95
    Commonwealth Credit UnionWealth Development CertificateCD · 24 months · $5 min

    Credit union · 6 branches

    5.00%APY$1,025 over 24 months on $10,000
  3. Peoples Exchange Bank13-Month CD SpecialCD · 13 months

    Bank · 4 branches

    4.50%APY$488 over 13 months on $10,000intro rate
  4. Top Carrot, Carrot Score 94
    Members Heritage CUTerm Share CertificatesCD · 60 months · $500 min

    Credit union · 5 branches

    4.50%APY$2,462 over 60 months on $10,000intro rate
  5. Top Carrot, Carrot Score 90
    Central BankCertificate of DepositCD · 60 months · $500 min

    Bank · 18 branches

    4.50%APY$2,462 over 60 months on $10,000
  6. Top Carrot, Carrot Score 95
    Commonwealth Credit UnionCertificateCD · 60 months · $500 min

    Credit union · 6 branches

    4.50%APY$2,462 over 60 months on $10,000
  7. Top Carrot, Carrot Score 90
    Central BankCD Management AccountCD · 12 months · $2,500 min

    Bank · 18 branches

    4.38%APY$438 over 1 year on $10,000
  8. Bank of LexingtonBank of Lexington CD SpecialsCD · 12 months · $500 min

    Bank · 4 branches

    4.35%APY$435 over 1 year on $10,000intro rate
  9. Top Carrot, Carrot Score 95
    Commonwealth Credit UnionNew Money CertificateCD · 15 months · $500 min

    Credit union · 6 branches

    4.35%APY$547 over 15 months on $10,000intro rate
  10. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 4 branches

    4.25%APY$317 over 9 months on $10,000
  11. Peoples Bank of KentuckyCertificates of DepositCD · 11 months · $1,000 min

    Bank · 1 branch

    4.25%APY$389 over 11 months on $10,000intro rate
  12. Y-12 Federal Credit UnionChoose Your Term Special Offer Share CertificateCD · 12 months · $500 min

    Credit union · 1 branch

    4.25%APY$425 over 1 year on $10,000intro rate
  13. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 11 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  14. Top Carrot, Carrot Score 89
    Blue Grass FederalLong-Term CDsCD · 13 months · $500 min

    Bank · 1 branch

    4.25%APY$461 over 13 months on $10,000intro rate
  15. Top Carrot, Carrot Score 89
    Republic BankCertificates of DepositCD · 60 months · $1,000 min

    Bank · 6 branches

    4.25%APY$2,313 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Lexington, KY metro

295 CDs at 31 banks and credit unions · checked Oct 6–22

Typical
2.50%
Top 10% from
4.25%
Banks, typical
0.63%
Credit unions, typical
3.40%

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Lexington, KY metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Commonwealth Credit UnionCredit union · 6 branches
  2. Members Heritage CUCredit union · 5 branches
  3. CommunityAmerica Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate