Credit union · NCUA insured
KUE Federal Credit Union CD Rates
KUE Federal Credit Union’s best CD rate is 4.00% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How KUE Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Lexington, KY, where KUE Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
KUE Federal Credit Union
4.00%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $198
Share Certificate
Top rate
UK Credit Union
5.00%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $373
2nd-highest rate
Commonwealth Credit Union
5.00%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $1,025
KUE Federal Credit Union CD score
76
CD score
Higher than 42% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo2.40%
- 16–30 months16–30 mo2.50%
- 31–60 months31–60 mo2.90%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where KUE Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.00%APY · 5 terms
Certificates of Deposits are subject to a penalty for early withdrawal. For certificates with 3 or 5 year maturities, you can step-up your rate one time during the term of the certificate. No setup or maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends paid monthly. Penalty for early withdrawal | 4.00% | $198 |
| 12 monthsDividends paid monthly. Penalty for early withdrawal | 2.40% | $240 |
| 24 monthsDividends paid monthly. Penalty for early withdrawal | 2.50% | $506 |
| 36 monthsDividends paid monthly. Penalty for early withdrawal. Option to step-up rate one time during the term | 2.80% | $864 |
| 60 monthsDividends paid monthly. Penalty for early withdrawal. Option to step-up rate one time during the term | 2.90% | $1,537 |
Sources (2)
- kuefcu.com/checking-savings/pe…-cash-back-checking.html
- kuefcu.com/checking-savings/pe…/share-certificates.html
All captured Sep 19, 2026
Special-purpose accounts
IRA Certificate
Up to 4.00%APY · 5 terms
Tax-advantaged retirement savings (Traditional IRA, Roth IRA, and Educ IRA). Certificates of Deposits are subject to a penalty for early withdrawal. For certificates with 3 or 5 year maturities, you can step-up your rate one time during the term of the certificate. No setup fees, no monthly or annual maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends paid monthly. Penalty for early withdrawal | 4.00% | $198 |
| 12 monthsDividends paid monthly. Penalty for early withdrawal | 2.40% | $240 |
| 24 monthsDividends paid monthly. Penalty for early withdrawal | 2.50% | $506 |
| 36 monthsDividends paid monthly. Penalty for early withdrawal. Option to step-up rate one time during the term | 2.80% | $864 |
| 60 monthsDividends paid monthly. Penalty for early withdrawal. Option to step-up rate one time during the term | 2.90% | $1,537 |
Sources (2)
- kuefcu.com/checking-savings/pe…-cash-back-checking.html
- kuefcu.com/checking-savings/pe…ement-accounts-iras.html
All captured Sep 19, 2026
Who can join KUE Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees or retired employees of LG&E, KU, ODP – PPL Companies, Davis H. Elliot Company, and Groves Electrical Services are eligible for membership.
- Employees of KUE FCU are eligible for membership.
Family and household
- Immediate relatives of a member (or of a KUE FCU employee)—including spouse (and surviving spouse), spouse's children, spouse's parents, member's children (related by blood, marriage, adoption, or legal arrangements such as foster care), member's children's spouse(s), member's grandchildren, member's sibling(s), and member's parents—are eligible for membership.
Cost to join
- An initial $5 deposit is required for membership.
Membership information collected October 4, 2026.