Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 856–870 results
- SEI Credit UnionHigh Yield SavingsSavings · 0.00%–2.35% by balance
Credit union · Add a location to see nearby branches
2.35%APY$235 a year on $10,000Requirements
Product: Rates are tiered based on deposit amounts.
Offer: Balances Below $1,000
0.00% interest rate · Effective Oct 8, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $1,000 0.00% $1,000 and upYour amount 2.35% Rate checked
More details - Washington TrustHigh-Rate Savings AccountSavings · $25 min · 2.20%–3.60% by balance
Bank · Add a location to see nearby branches
2.35%APY$235 a year on $10,000with conditionsRequirements
Product: Checking account required. Minimum to open is $10,000.00 of non-Washington Trust funds, or $25.00 (may be existing funds) if a Freedom Ultra Checking account holder. Freedom Ultra personal checking customers earn an additional 0.50% APY bonus (tax reported owner on checking must match tax reported owner on savings). $2,500.00 average collected daily balance required to avoid $10.00 monthly service charge; fee waived if Tax Reported Owner is under age 21 or age 62 and older. No municipal or government funds. One account per tax reported owner only.
Offer: Requires Freedom Ultra Checking account. Opening minimum is $25. Monthly fee of $10 waived with $2,500 average collected daily balance or if Tax Reported Owner is under 21 or 62+.
Qualified rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High-Rate Savings Account Balance APY Up to $2,500 2.20% $2,500 – $25,000Your amount 2.35% $25,000 – $50,000 2.45% $50,000 – $249,999 3.50% $250,000 and up 3.60% Rate checked
More details - Riverfront Federal Credit UnionPreferred Step-Up Money MarketPreferred Step-Up Money Market · $5,000 min · up to $10,000
Credit union · Add a location to see nearby branches
2.35%APY$235 a year on $10,000with conditionsRequirements
Product: Available only for personal accounts for members 18 and older with an account open at least 60 days. Fiduciary accounts, organizational accounts, DBA and Trust accounts are not eligible. To qualify for a monthly qualification cycle (26th of prior month to 25th of current month), account must have at least 15 combined purchase transactions with debit or credit card and meet one of two criteria: 1) Average daily balance or month-end balance of all deposit accounts is $5,000 or more; or 2) month-end loan balance is $20,000 or more. If qualifications are not met, account earns dividend rates of the regular Step-Up Money Market account.
Qualified rate · Effective Oct 15, 2026
Rate checked
More details - First Bank ChicagoPersonal Money MarketPersonal Money Market · $1,000 min
Bank · Add a location to see nearby branches
2.35%APY$235 a year on $10,000Requirements
Product: Must deposit $1,000 to open. A $15 monthly service fee applies if balance falls below $2,500. Minimum daily balance of $0.01 to earn interest. Minimum withdrawal or transfer amount is $500. Variable rate.
Offer: Daily balance of $0.01 to $24,999.99. $15 monthly fee if balance falls below $2,500. Minimum withdrawal/transfer is $500.
2.33% interest rate · $15 monthly fee · Effective Sep 29, 2026
Rate checked
More details - Affinity PlusCapitol Money Market AccountCapitol Money Market Account · $2,000 min · 2.25%–2.35% by balance
Credit union · Add a location to see nearby branches
2.35%APY$235 a year on $10,000Requirements
Product: Membership required. $2,000 minimum balance to earn dividends. Not subject to a monthly minimum balance fee.
Offer: Compounded monthly.
2.23% interest rate · Compounded monthly · No monthly fee · Effective Sep 3, 2025
Rate by balance
Rate by balance for Capitol Money Market Account Balance APY $2,000 – $4,999 2.25% $5,000 and upYour amount 2.35% Rate checked
More details - Gateway First BankGateway High Yield SavingsSavings · $1,000 min
Bank · Add a location to see nearby branches
2.35%APY$235 a year on $10,000Requirements
Product: Deposit accounts not available in Alaska, California, Georgia, Hawaii, Illinois, Maine, Massachusetts, Montana, New Hampshire, New York, Rhode Island, Vermont.
Offer: Interest compounded quarterly. Deposit accounts not available in Alaska, California, Georgia, Hawaii, Illinois, Maine, Massachusetts, Montana, New Hampshire, New York, Rhode Island, Vermont.
2.33% interest rate · Compounded quarterly · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - The MINT National BankMonuMINT MMAMonuMINT MMA · $1,000 min
Bank · Add a location to see nearby branches
2.35%APY$235 a year on $10,000Requirements
Product: Minimum opening deposit $1,000. No monthly maintenance fee if balance stays at $1,000 and over. Account is limited to 6 debits per month ($10/each thereafter).
Offer: Rate effective as of September 23, 2026.
2.32% interest rate · Effective Sep 23, 2026
Rate checked
More details - The MINT National BankMonuMINT Emerald MMAMonuMINT Emerald MMA · $1,000 min · 2.35%–3.35% by balance
Bank · Add a location to see nearby branches
2.35%APY$235 a year on $10,000Requirements
Product: Minimum opening deposit $1,000. No monthly maintenance fee if balance stays at $1,000 and over. Tiered rates apply based on daily balance.
Offer: Balances less than $250,000. Rate effective as of September 23, 2026.
2.32% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for MonuMINT Emerald MMA Balance APY Up to $250,000Your amount 2.35% $250,000 and up 3.35% Rate checked
More details - 2.35%APY$235 a year on $10,000
Requirements
Product: $50 daily minimum balance required to earn interest and avoid $5.00 monthly service charge. Includes 6 free debits per month. Variable rates subject to change; fees may reduce earnings.
Offer: $50 daily minimum balance to earn interest and avoid $5.00 monthly service charge. Interest paid quarterly. 6 free debits per month.
2.33% interest rate · $5 monthly fee · Effective Aug 20, 2026
Rate checked
More details - Lincoln Maine FCUMoney MarketMoney Market · $2,500 min · 2.33%–2.84% by balance
Credit union · Add a location to see nearby branches
2.33%APY$233 a year on $10,0002.30% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $19,999Your amount 2.33% $20,000 – $74,999 2.58% $75,000 and up 2.84% Rate checked
More details - Community State BankMoney Market AccountMoney Market Account · $1,000 min · 2.32%–3.35% by balance
Bank · Add a location to see nearby branches
2.32%APY$232 a year on $10,000Requirements
Product: Limited transaction account with up to 6 transactions per monthly cycle and unlimited in-person withdrawals. $5 monthly fee if minimum balance of $1,000 is not met or maximum transactions exceeded.
Offer: No monthly fee if minimum balance of $1,000 is met and maximum transactions not exceeded; otherwise $5 monthly fee. Minimum deposit of $1,000.00.
$5 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $25,000Your amount 2.32% $25,000 – $50,000 2.48% $50,000 – $250,000 2.63% $250,000 – $500,000 3.04% $500,000 and up 3.35% Rate checked
More details - North Penn FCUMoney Market SharesMoney Market Shares · $1,000 min · 2.32%–2.52% by balance
Credit union · Add a location to see nearby branches
2.32%APY$232 a year on $10,000Requirements
Product: Minimum balance requirement of $1,000.00. Dividends are compounded and paid quarterly on the average daily balance.
Offer: Dividends compounded and paid quarterly on average daily balance.
2.30% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market Shares Balance APY $1,000 – $9,999 2.32% $10,000 – $24,999Your amount 2.32% $25,000 – $49,999 2.42% $50,000 and up 2.52% Rate checked
More details - Cooperative Choice Network Credit UnionMoney MarketMoney Market · $25 min · 1.01%–2.63% by balance
Credit union · Add a location to see nearby branches
2.32%APY$232 a year on $10,000Requirements
Product: Rate applies to entire balance. Fees could reduce earnings on the account. Rate may change after the account is opened.
1.00% interest rate · Effective Sep 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 1.01% $2,500 – $25,000Your amount 2.32% $25,000 – $50,000 2.43% Over $50,000 2.63% Rate checked
More details - Chesapeake BankClear Sky SavingsSavings · $1 min · 2.31%–3.10% by balance
Bank · Add a location to see nearby branches
2.31%APY$231 a year on $10,000Requirements
Product: Available for personal consumer accounts only. Tiered rates paid on entire balance. Minimum daily balance of $1.00 required to earn disclosed APY.
Offer: Tier 1 balance tier. Tiered rate paid on entire balance.
2.29% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Clear Sky Savings Balance APY Up to $99,999Your amount 2.31% $100,000 – $249,999Tier 2 balance tier. 2.65% $250,000 and upTier 3 balance tier. 3.10% Rate checked
More details - Bank of UticaStatement SavingsSavings · $250 min · 2.00%–2.30% by balance
Bank · Add a location to see nearby branches
2.30%APY$230 a year on $10,000Requirements
Product: Local Deposits Only - Oneida, Herkimer, Madison, Otsego Counties. Subject to Change at Anytime.
Offer: Compounding monthly (M). If average available balance is more than $5 million, APY is paid on the first $5 million.
2.28% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY $250 – $5,000,000Your amount 2.30% $5,000,000 and upPaid on the portion of balance above $5 million. 2.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,198 accounts at 4,869 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank