Bank · FDIC insured
The MINT National Bank Savings Rates
Top CarrotThe MINT National Bank’s best savings rate is 2.35% APY on $10,000, with its MonuMINT Emerald MMA. Rates checked October 16, 2026.
How The MINT National Bank’s savings rates compare
Compared with banks and credit unions near Houston, TX, where The MINT National Bank has the most branches. $10,000, best rate first.
This bank’s best
The MINT National Bank
2.35%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $235
MonuMINT MMA
Top rate
Heritage Hub Federal Credit Union
5.13%APY
- Minimum
- —
- Earns on $10,000 a year
- $513
2nd-highest rate
Nizari Credit Union
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
The MINT National Bank savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.35%
- $10,000 balance$10,0002.35%
- $100,000 balance$100,0002.35%
- QualifiedQualified2.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The MINT National Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
MonuMINT Emerald MMA
2.35%APY
Minimum opening deposit $1,000. No monthly maintenance fee if balance stays at $1,000 and over. Tiered rates apply based on daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $250,000Balances less than $250,000. Rate effective as of September 23, 2026. | 2.35% | $235 | Balances less than $250,000. Rate effective as of September 23, 2026. |
| $250,000 and upBalances $250,000 and above. Rate effective as of September 23, 2026. | 3.35% | — | Balances $250,000 and above. Rate effective as of September 23, 2026. |
Sources (3)
- themint.bank/Help-Support/Disclosures/MMA
- themint.bank/Personal/Deposit-Accounts
- themint.bank/Current-Rates
All captured Sep 25, 2026
MonuMINT MMA
2.35%APY
Minimum opening deposit $1,000. No monthly maintenance fee if balance stays at $1,000 and over. Account is limited to 6 debits per month ($10/each thereafter).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate effective as of September 23, 2026.Any balance | 2.35% | $235 | Rate effective as of September 23, 2026. |
Sources (2)
All captured Sep 25, 2026
MonuMINT Savings
1.00%APY
Interest compounds daily and is credited monthly. Variable Rate Accounts - rate on accounts may change after the account has opened. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo monthly maintenance fee if balance stays at $100 and over. Account is limited to 6 debits per month ($1/each thereafter). Interest compounds daily and credits monthly.Any balance | 1.00% | $100 | No monthly maintenance fee if balance stays at $100 and over. Account is limited to 6 debits per month ($1/each thereafter). Interest compounds daily and credits monthly. |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.