Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results
- SoleraBalance builder money marketBalance builder money market
Bank · Add a location to see nearby branches
4.34%APY$434 a year on $10,000Requirements
Product: Personal & Business.
Offer: Earn up to 4.34% APY.
Rate checked
More details - Knoxville TVA Employees Credit UnionEducational Savings PlanSavings · $0 min
Credit union · Add a location to see nearby branches
4.28%APY$428 a year on $10,000Requirements
Product: No minimum opening deposit. Must be open for a minimum of 3 years and pays out on child's college entrance date or 18th birthday. Paper statements cost $2.00/month.
Offer: Applicable for terms of 121 months or more.
4.20% interest rate · $2 monthly fee · Effective Oct 15, 2026
Rate checked
More details - General Electric Credit UnionThrive Money MarketThrive Money Market · $0 min · 1.80%–4.25% by balance
Credit union · Add a location to see nearby branches
4.25%APY$425 a year on $10,000intro rateRequirements
Product: Introductory offer 4.25% APY for first 90 days with $5,000 new money balance, funded within 30 days. Standard tiers 1.80% APY on balances. Membership eligibility required.
Offer: Tier 1 rate on daily balance up to $99.99.
Promotional rate · 1.79% interest rate · No monthly fee · Effective Jan 9, 2026
Rate by balance
Rate by balance for Thrive Money Market Balance APY Up to $100 1.80% $100 – $5,000 1.80% $5,000 and upYour amountNew Thrive Money Market account; funded within 30 days; maintain $5,000 minimum; introductory period 90 days. 4.25% $25,000 – $250,000 1.80% $250,000 and up 1.80% Rate checked
More details - GreenWay BankMoney Market SpecialMoney Market Special · $5,000 min
Bank · Add a location to see nearby branches
4.25%APY$425 a year on $10,000intro rateRequirements
Product: Requires $5,000 minimum deposit using funds not currently on deposit at GreenWay Bank. Minimum balance of $5,000 and any additional deposits must be new funds. Special fixed rate paid during first 6 months of deposit. If balance falls below $5,000, rate drops to standard Tier 2 regular Money Market rate and a service fee may be assessed. After first 6 months, rate changes to existing Money Market rate based on balance.
Offer: Special fixed rate paid during first 6 months of deposit using new funds not currently on deposit at GreenWay Bank. If balance falls below $5,000, rate drops to standard interest rate Tier 2 of regular Money Market and a service fee may be assessed. After 6 months, rate changes to regular Money Market rate based on balance.
Promotional rate · 4.16% interest rate · Effective Oct 7, 2026
Rate checked
More details - CFBankHigh Yield Savings AccountSavings · $0 min · 0.10%–4.25% by balance
Bank · Add a location to see nearby branches
4.25%APY$425 a year on $10,000intro rateRequirements
Product: Offer effective 9/25/2026; available to new money and new customers only. Promotional APY is guaranteed for six months from account opening, after which standard variable rate applies. Fees may apply for early account closure.
Offer: Earns 0.10% APY. A $10 monthly service fee applies if minimum balance of $5,000 is not maintained.
Promotional rate · $10 monthly fee
Rate by balance
Rate by balance for High Yield Savings Account Balance APY Up to $5,000 0.10% $5,000 and upYour amountguaranteed for 6 months. 4.25% Rate checked
More details - E*TRADE from Morgan StanleyPremium Savings AccountSavings · $0 min
Bank · Add a location to see nearby branches
4.25%APY$425 a year on $10,000intro rateRequirements
Product: Account must be funded within 90 days of opening to remain open. Enhanced FDIC coverage available up to $500,000 for individual accounts ($1M for joint).
Offer: Limited-time promotional boosted rate fixed for 6 months for new accounts opened between September 22, 2026 and January 10, 2027. Max balance eligible is $10,000,000; after 6 months rate reverts to standard APY.
Promotional rate · 4.16% interest rate · Balance cap $10,000,000 · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Neighbors BankNeighbors Savings AccountSavings · $0 min · 0.05%–4.25% by balance
Bank · Add a location to see nearby branches
4.25%APY$425 a year on $10,000Requirements
Product: Must be at least 18 years old and a U.S. citizen or legal permanent resident. Limited to one account per primary owner. Not available in Delaware. Account must be funded within 31 days or it will automatically close.
Offer: Tier 1: Daily balance of $250,000.00 or less earns 4.17% interest rate (4.25% APY) on the entire balance.
4.17% interest rate · No monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Neighbors Savings Account Balance APY Up to $250,000Your amount 4.25% Over $250,000 0.05%* Rate checked
More details - 4.25%APY$425 a year on $10,000
Requirements
Product: Must be 18 years or older, reside in the USA, have a valid Social Security Number, and provide a valid driver's license, state-issued ID, or US passport. Initial deposit can only be made via PLAID transfer or wire transfer (check deposits not accepted).
Offer: Variable rate subject to change at any time. Interest calculated daily and credited monthly on the 15th (or next business day). Minimum daily collected balance of $0.01 to earn disclosed APY.
No monthly fee · Effective Sep 29, 2026
Rate checked
More details - Five Rivers BankMoney Market AccountMoney Market Account · $500 min
Bank · Add a location to see nearby branches
4.25%APY$425 a year on $10,000Requirements
Product: Higher account balances earn higher interest.
Offer: The APY is variable and may change at any time after the account is opened without prior notice. A $15 monthly maintenance fee will be assessed if the daily balance falls below $5,000 on any day during the statement cycle.
$15 monthly fee · Effective Jul 15, 2026
Rate checked
More details - Axos BankAxos ONE SavingsSavings · $0 min · 1.00%–4.21% by balance
Bank · Add a location to see nearby branches
4.21%APY$421 a year on $10,000with conditionsRequirements
Product: Part of Axos ONE checking and savings bundle. No monthly maintenance fees, opening fees, minimum balance requirements, or overdraft fees. Includes limited-time 0.79% APY Boost offer for new customers who open a new bundle between 10/01/2026 and 10/31/2026.
Offer: Boosted promotional rate. Requires Axos ONE Checking account during Qualification Period to meet Option 1 (direct deposits >= $1,500 and average daily balance >= $1,500) or Option 2 (deposits >= $5,000 and average daily balance >= $5,000). Both accounts must be open and active on 25th of the month and when interest is paid.
Qualified rate · 4.12% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Axos ONE Savings Balance APY Up to $50,000Your amount 4.21% $50,000 – $100,000Standard base rate when promotional qualification criteria are not met. 1.00% $100,000 – $150,000Standard base rate when promotional qualification criteria are not met. 1.00% $150,000 – $200,000Standard base rate when promotional qualification criteria are not met. 1.00% $200,000 – $250,000Standard base rate when promotional qualification criteria are not met. 1.00% $250,000 – $500,000Standard base rate when promotional qualification criteria are not met. 1.00% $500,000 – $750,000Standard base rate when promotional qualification criteria are not met. 1.00% $750,000 – $1,000,000Standard base rate when promotional qualification criteria are not met. 1.00% $1,000,000 – $2,000,000Standard base rate when promotional qualification criteria are not met. 1.00% $2,000,000 – $3,000,000Standard base rate when promotional qualification criteria are not met. 1.00% $3,000,000 and upStandard base rate when promotional qualification criteria are not met. 1.00% Rate checked
More details - First National Bank of AmericaHigh Yield Savings PromotionSavings · $1,000 min · 3.86%–4.20% by balance
Bank · Add a location to see nearby branches
4.20%APY$420 a year on $10,000intro rateRequirements
Product: Promotional rate available to new accounts only for the first 6 months from date of account opening on new money (funds deposited from external source not held at FNBA within the last 30 days). Tiered variable-rate account. After promotion period ends, Platinum HYSA rates apply. Entire balance earns the applicable tier rate.
Offer: Promotional rate applies to all balances for the first 6 months when bringing new money to FNBA.
Promotional rate · 4.12% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for High Yield Savings Promotion Balance APY Any balanceYour amount 4.20% Over $250,000 3.86% Rate checked
More details - 4.20%APY$420 a year on $10,000with conditions
Requirements
Product: Account earns the LevelUp Rate for the first two statement cycles after opening; requires cumulative deposits of at least $250 per statement cycle (Evaluation Period) starting in the third statement cycle to maintain the LevelUp Rate, otherwise earns the Standard Rate. Subject to closure if inactive with a zero balance for 3 months.
Offer: Requires cumulative deposits of at least $250 during the previous statement cycle (Evaluation Period). All accounts automatically earn this rate through the first two statement cycles.
Qualified rate · 4.12% interest rate · No monthly fee · Effective Oct 8, 2026
Rate checked
More details - 4.20%APY$420 a year on $10,000intro rate
Requirements
Product: Available exclusively online and by phone; not available to open through financial centers. Variable rate account, APY may change without notice.
Offer: APY is for new accounts only and may not apply to existing accounts. Variable rate. Fees may reduce earnings. Interest compounded daily.
Promotional rate · Compounded daily · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 4.15%APY$415 a year on $10,000
4.07% interest rate · Effective Oct 16, 2026
Rate checked
More details - Deseret First Credit UnionMission SavingsSavings · $5 min · 0.05%–4.10% by balance
Credit union · Add a location to see nearby branches
4.10%APY$410 a year on $10,000Requirements
Product: Designed for missionary preparation. One free withdrawal every six months. For minors, a parent or guardian can serve as a joint owner. No monthly fees. Opening deposit stated as $5 on p40 and no minimum deposit required on p41.
Offer: Loyalty rate tier for balances $0–$15,000. No monthly fees. Minimum opening deposit $5 per p40 ($0 per p41).
4.02% interest rate · No monthly fee
Rate by balance
Rate by balance for Mission Savings Balance APY Up to $15,000Your amount 4.10% $15,000 and up 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,192 accounts at 4,873 banks and credit unions · checked Oct 15–22
- Typical
- 0.21%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank