Bank · FDIC insured
Neighbors Bank Savings Rates
Neighbors Bank’s best savings rate is 4.25% APY, with its Neighbors Savings Account, with extra requirements. Rates checked October 16, 2026.
How Neighbors Bank’s savings rates compare
Compared with banks and credit unions in Missouri, where Neighbors Bank has the most branches. $10,000, best rate first.
This bank’s best
Neighbors Bank
4.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $425
Neighbors Savings Account
Top rate
JM Associates FCU
5.12%APY
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
Metro Credit Union
5.09%APY
- Minimum
- —
- Earns on $10,000 a year
- $509
Neighbors Bank savings score
99
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0004.25%
- $10,000 balance$10,0004.25%
- $100,000 balance$100,0004.25%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Neighbors Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Neighbors Savings Account
4.25%APY
Must be at least 18 years old and a U.S. citizen or legal permanent resident. Limited to one account per primary owner. Not available in Delaware. Account must be funded within 31 days or it will automatically close.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $250,000Tier 1: Daily balance of $250,000.00 or less earns 4.17% interest rate (4.25% APY) on the entire balance. | 4.25% | $425 | Tier 1: Daily balance of $250,000.00 or less earns 4.17% interest rate (4.25% APY) on the entire balance. |
| Over $250,000Tier 2: Daily balance of $250,000.01 or more earns 4.17% interest rate (4.25% APY) on portion up to $250,000 and 0.05% interest rate on portion in excess of $250,000, with an APY range from 4.25% to 0.05%. | 0.05% | — | Tier 2: Daily balance of $250,000.01 or more earns 4.17% interest rate (4.25% APY) on portion up to $250,000 and 0.05% interest rate on portion in excess of $250,000, with an APY range from 4.25% to 0.05%. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.