Bank · FDIC insured
Solera
A $1.6B bank headquartered in Lakewood, CO, with 1 branch in Colorado. Best rates: savings 4.34% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no accounts of this kind found on its website. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings994.07%at $1,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Solera
Solera National Bank operates as a national bank with a boutique approach delivering tech-forward banking products and practical financial solutions.
- Headquarters
- 319 S Sheridan Blvd, Lakewood, CO 80226
- FDIC certificate
- 58534 ↗
Branches
1 branch in Colorado
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Colorado
1 branch
- Solera National BankMain office319 S Sheridan Blvd, Lakewood, CO 80226Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.63% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.45% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.71% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $70 | $88 | — |
- CapitalLeverage ratio8.63%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.45%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.71%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$70Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Solera are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.