Bank · FDIC insured
Axos Bank
A $28.9B bank, the 74th largest of 4,207, headquartered in San Diego, CA, with 3 branches in 3 states. It opens accounts online nationwide. Best rates: savings 4.01% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no accounts of this kind found on its website. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings894.01%5.00% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Axos Bank
Axos Bank is a digital bank founded in 2000 and headquartered in San Diego, California.
The bank is a subsidiary of Axos Financial, Inc., a publicly traded holding company headquartered in Las Vegas, Nevada.
Axos Bank operates as a technology-driven financial services institution delivering solutions to customers nationwide.
- Headquarters
- 4350 La Jolla Village Dr, San Diego, CA 92122
- FDIC certificate
- 35546 ↗
Branches
3 branches in 3 states
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California
1 branch
- Axos BankMain office4350 La Jolla Village Dr, San Diego, CA 92122Directions
Nevada
1 branch
- Las Vegas Branch9205 W Russell Rd, Las Vegas, NV 89148Directions
Utah
1 branch
- Axos Bank Branch9490 S 300 W, Sandy, UT 84070Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.24% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.44% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 2.16% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $101 | $85 | — |
- CapitalLeverage ratio9.24%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.44%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets2.16%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$101Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Axos Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.