Bank · FDIC insured
City First Bank Savings Rates
Top CarrotCity First Bank’s best savings rate is 4.15% APY on $10,000, with its High Yield Savings. Rates checked October 22, 2026.
How City First Bank’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where City First Bank has the most branches. $10,000, best rate first.
This bank’s best
City First Bank
4.15%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $415
High Yield Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
City First Bank savings score
99
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0004.15%
- $10,000 balance$10,0004.15%
- $100,000 balance$100,0004.15%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where City First Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High Yield Savings
4.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 4.15% | $415 |
Sources (1)
- cityfirstbank.com/deposit-rates · captured Oct 17, 2026
Promo High Yield Consumer Money Market
3.02%APY
Promotional rate is fixed for 90 days, after which rates become variable and subject to change without notice.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $249,999Fixed rate for 90-day promotional period. | 3.02% | $302 | Fixed rate for 90-day promotional period. |
| $250,000 and upFixed rate for 90-day promotional period. | 3.28% | — | Fixed rate for 90-day promotional period. |
Sources (1)
- cityfirstbank.com/deposit-rates · captured Oct 3, 2026
High Yield Consumer Money Market
2.00%APY
$8.00 monthly service charge applies if $10,000.00 minimum monthly average balance requirement is not met.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $249,999$8.00 monthly service charge applies if minimum monthly average balance of $10,000.00 is not met. | 2.00% | $200 | $8.00 monthly service charge applies if minimum monthly average balance of $10,000.00 is not met. |
| $250,000 and up$8.00 monthly service charge applies if minimum monthly average balance of $10,000.00 is not met. | 2.25% | — | $8.00 monthly service charge applies if minimum monthly average balance of $10,000.00 is not met. |
Sources (2)
All captured Oct 3, 2026
Impact Savings
0.20%APY
$3.00 monthly service charge applies if minimum monthly average balance requirement of $1,500.00 is not met.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and up$3.00 monthly service charge waived with $1,500.00 minimum monthly average balance.$1 and up | 0.20% | $20 | $3.00 monthly service charge waived with $1,500.00 minimum monthly average balance. |
Sources (2)
All captured Oct 17, 2026
Special-purpose accounts
First Step Savings
0.20%APY
Youth savings account for ages up to 18 years old. Monthly service charge is $0.00.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 0.20% | $20 |
Sources (2)
All captured Oct 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.