Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Lake County, IN · Showing Lake County, IN: too few institutions in Gary, IN
- 3.75%APY$375 a year on $10,000
Requirements
Product: No fee with balances over $1,000.
Offer: Earn up to 3.75% APY. No fee with balances over $1,000.
Rate checked
More details - 3.58%APY$358 a year on $10,000
Requirements
Product: Perfect for child savings. Attractive variable interest rate-established quarterly. Reaches maturity in 5 years. Early withdrawal fee: 6 months interest on amount withdrawn at average rate for past 6 months. Unlimited deposits.
Offer: Minimum daily balance to obtain APY is $100.00. $100 minimum to open and earn interest.
3.53% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.45%APY$345 a year on $10,000
Requirements
Product: Minimum deposit and withdrawal of $500. Dividend paid monthly.
Offer: Minimum deposit and withdrawal of $500. Dividend paid monthly.
Rate checked
More details - 3.35%APY$335 a year on $10,000with conditions
Requirements
Product: Part of the Connect Checking and Savings bundle. Connect Savings requires $0 to open in branch or $50 online. Earns tiered APY based on the number of qualified debit card transactions per statement cycle. If qualifications are not met, Connect Savings converts to Statement Savings.
Offer: Requires 25 or more qualified debit card transactions posted per statement cycle. Opening deposit is $0 in branch or $50 online.
Qualified rate · Effective Jul 1, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Requires direct deposits totaling at least $2,000 going into an Everwise consumer checking account (excluding HSAs) under the same membership during the prior dividend period. Dividends are paid automatically for the first 2 dividend periods from account opening; after that, non-qualifying periods earn 0.00%.
Offer: No minimum balance required. Direct deposits totaling $2,000+ monthly to an Everwise checking account required to earn dividends after initial 2 periods.
Qualified rate · 2.96% interest rate · No monthly fee
Rate checked
More details - 2.75%APY$275 a year on $10,000with conditions
Requirements
Product: Part of the Connect Checking and Savings bundle. Connect Savings requires $0 to open in branch or $50 online. Earns tiered APY based on the number of qualified debit card transactions per statement cycle. If qualifications are not met, Connect Savings converts to Statement Savings.
Offer: Requires 16 - 24 qualified debit card transactions posted per statement cycle. Opening deposit is $0 in branch or $50 online.
Qualified rate · Effective Jul 1, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000
Requirements
Product: Dividends are paid quarterly on a minimum balance of $100.00, calculated using date of deposit to date of withdrawal. Minimum opening deposit is $5.00 (at least one share). Field of membership requirements apply.
Offer: Dividends paid quarterly on a minimum balance of $100.00; calculated from date of deposit to date of withdrawal. Board declared 2.00% APR / 2.02% APY on all eligible share accounts.
2.00% interest rate
Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Must be New Money not on deposit with Credit Union 1 within the last 12 months and transferred from a different financial institution. No CU1 to CU1 balance transfers permitted.
Offer: Must be New Money deposited into the account. No minimum deposit to open and no monthly maintenance fees. Minimum balance of $1 to earn dividends. Dividends paid on the last day of the month and compounded monthly.
1.98% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Old Plank Trail Community Bank, N.A.Statement Savings Advanced SpecialSavings · $0 min
Bank · 2 branches
2.00%APY$200 a year on $10,000Requirements
Product: New money only. Variable rate. Digital access. $200 daily minimum balance to avoid a $5 monthly maintenance fee. Mention offer or visit URL provided.
Offer: With qualifying activities: deposit new money into new Statement Savings Advanced account at opening and mention offer / visit URL. Variable rate. $200 daily balance to avoid $5 monthly maintenance fee. APY not available at all locations.
$5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - US #1364 Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 1.50%–2.50% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Up to 6 withdrawals per month; additional withdrawals are $5.00. Dividends are paid monthly.
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $20,000Your amount 1.50% $20,000 – $75,000 2.00% $75,000 and up 2.50% Rate checked
More details - Purdue Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.10%–2.53% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Membership eligibility required. $5 deposit in Member Ownership Share required.
Offer: Tier 1 rate.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $7,500 0.10% $7,500 – $25,000Your amountTier 2 rate. 1.00% $25,000 – $100,000Tier 3 rate. 1.31% $100,000 – $250,000Tier 4 rate. 1.76% $250,000 and upTier 5 rate. 2.53% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 11 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Everwise Credit UnionPremium Money MarketPremium Money Market · $0 min · 0.75%–1.26% by balance
Credit union · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Tiered dividend structure. No term commitment.
Offer: Balance required to earn dividends: Less than $100,000.
0.75% interest rate
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $100,000Your amount 0.75% $100,000 and up 1.26% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Designed for higher account balances. Requires maintaining $25.00 in Membership Savings. No monthly service fees. Entire account balance earns the dividend rate associated with the balance tier level attained. Dividends calculated by daily balance method, compounded and credited monthly. Account transfer and withdrawal limitations apply.
Offer: Minimum of $10,000 to earn dividends.
0.00% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $10,000 0.00% $10,000 – $25,000Your amountOnce tier balance is met, the dividend rate and APY apply to the full balance of the account. 0.60% $25,000 – $50,000Once tier balance is met, the dividend rate and APY apply to the full balance of the account. 0.80% $50,000 – $100,000Once tier balance is met, the dividend rate and APY apply to the full balance of the account. 1.21% $100,000 and upOnce tier balance is met, the dividend rate and APY apply to the full balance of the account. 1.71% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lake County, IN
68 accounts at 27 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.01%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.10%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches