Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1276–1290 of 12,447 results
- City First BankHigh Yield Consumer Money MarketHigh Yield Consumer Money Market · $10,000 min · 2.00%–2.25% by balance
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: $8.00 monthly service charge applies if $10,000.00 minimum monthly average balance requirement is not met.
Offer: $8.00 monthly service charge applies if minimum monthly average balance of $10,000.00 is not met.
1.98% interest rate · $8 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Consumer Money Market Balance APY Up to $249,999Your amount 2.00% $250,000 and up 2.25% Rate checked
More details - Westmark Credit UnionPremium Money MarketPremium Money Market · $5,000 min
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: Dividends compounded monthly. 6 free withdrawals per month.
Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Columbia BankThrive Money Market SpecialThrive Money Market Special · $10,000 min · 0.05%–2.60% by balance
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000intro rateRequirements
Product: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. Interest rate and APY may change after account opening.
Offer: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. The interest rate and annual percentage yield may change after account opening.
Promotional rate · 0.05% interest rate
Rate by balance
Rate by balance for Thrive Money Market Special Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.60% $250,000 and up 2.60% Rate checked
More details - Libertyville Bank & Trust Company, N.A.Statement Savings Advanced SpecialSavings · $0 min
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Variable rate. New money only. Interest rate bonus of 0.15% over the current Statement Savings Advanced interest rate available when paired with a Premier Checking account with common ownership.
Offer: With qualifying activities: open new Statement Savings Advanced account, mention offer during in-branch account opening or visit URL provided, and deposit new money at account opening. Minimum daily balance of $0.01 required to obtain APY. $200 daily balance to avoid $5 monthly maintenance fee. Variable rate. Offer available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees.
Qualified rate · $5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - Old Plank Trail Community Bank, N.A.Statement Savings Advanced SpecialSavings · $0 min
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: New money only. Variable rate. Digital access. $200 daily minimum balance to avoid a $5 monthly maintenance fee. Mention offer or visit URL provided.
Offer: With qualifying activities: deposit new money into new Statement Savings Advanced account at opening and mention offer / visit URL. Variable rate. $200 daily balance to avoid $5 monthly maintenance fee. APY not available at all locations.
$5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - Village Bank & Trust, N.A.Statement Savings Advanced SpecialSavings · $0 min
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: Must open new Statement Savings Advanced account, mention offer during in-branch opening or visit URL provided, and deposit new money at opening. Available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees. $200 daily balance to avoid a $5 monthly maintenance fee.
Offer: With qualifying activities: open new account, mention offer, deposit new money at account opening. $200 daily balance to avoid $5 monthly fee. Variable rate. Minimum daily balance of $0.01 to obtain APY.
$5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - Wheaton Bank & Trust Company, N.A.Statement Savings Advanced SpecialSavings · $0 min
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: Variable rate. Must open new account, mention offer or visit URL, and deposit new money. $5 monthly maintenance fee waived with a $200 daily balance. Available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees.
Offer: With qualifying activities: open new Statement Savings Advanced account, mention offer during in-branch account opening or visit URL provided, and deposit new money at account opening. Variable rate. $200 daily balance to avoid $5 monthly maintenance fee.
$5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - Wintrust Bank, N.A.Statement Savings Advanced SpecialSavings · $0 min
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000intro rateRequirements
Product: Open new Statement Savings Advanced account; mention offer during in-branch opening or visit URL; deposit new money (money not currently held at WTFC/Wintrust Financial Corporation) at account opening. Available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees. Combinable with any WTFC checking offer, but not with a Statement Savings deposit bonus offer. APY not available at all locations.
Offer: With qualifying activities. Variable rate. Minimum daily balance of $0.01 required to obtain APY. $200 daily balance to avoid a $5 monthly maintenance fee. New money only.
Promotional rate · $5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - Barrington Bank & Trust Company, N.A.Statement Savings Advanced SpecialSavings · $0 min
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: New money only. Requires qualifying activities. Must deposit new money at account opening and mention offer or visit provided URL. $5 monthly maintenance fee waived with $200 daily balance. Rate bonus of 0.15% available when paired with Premier Checking with common ownership.
Offer: Requires qualifying activities: open new Statement Savings Advanced account, mention offer during in-branch opening or visit URL provided, and deposit new money at account opening. Variable rate. $200 daily balance to avoid $5 monthly maintenance fee. Available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees.
$5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - First Southern BankFree Kasasa Saver®Savings · $25 min · 0.50%–2.00% by balance
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per Social Security Number. Not for commercial purposes.
Offer: When qualifications are met in linked Kasasa Cash or Kasasa Cash Back account (at least 15 debit card purchases, at least 1 ACH credit or ACH payment, and enrolled in eStatements during Monthly Qualification Cycle).
Qualified rate · No monthly fee · Effective Apr 8, 2024
Rate by balance
Rate by balance for Free Kasasa Saver® Balance APY Up to $100,000Your amount 2.00% Over $100,000 0.50% Rate checked
More details - Farmers & Merchants BankKasasa SaverSavings · $25 min · 0.50%–2.00% by balance
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Free account linked to Kasasa Cash or Kasasa Cash Back checking. Requires meeting monthly qualification cycle requirements (at least 12 debit card purchases post and settle, enroll in e-statements, log into online banking) to earn premium rates. Limit 1 account per SSN.
Offer: When qualifications are met in linked Kasasa Cash or Kasasa Cash Back account during monthly qualification cycle.
Qualified rate · 1.98% interest rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $100,000Your amount 2.00% $100,000 and upWhen qualifications are met in linked Kasasa Cash or Kasasa Cash Back account; 0.50%* Rate checked
More details - Yakima Federal Savings And LoanElevate Money MarketElevate Money Market · $10,000 min · 0.05%–3.50% by balance
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: Available for consumer accounts only. Minimum deposit of new funds ($10,000), defined as money not currently on deposit with Yakima Federal or held in any account with us within the past 30 days, is required to open. Multi-tiered variable rate account. Open to all US residents.
Offer: Earns 0.05% APY / 0.05% interest rate on daily balances from $0.01 to $4,999.99.
0.05% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Elevate Money Market Balance APY Up to $5,000 0.05% $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.75% $50,000 – $100,000 3.00% $100,000 and up 3.50% Rate checked
More details - Bank419Kasasa SaverSavings · $25 min · 0.50%–2.00% by balance
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Must be linked to a Kasasa checking account.
Offer: When qualifications are met on linked Kasasa checking account.
Qualified rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 2.00% $50,000 and up 0.50% Rate checked
More details - First State Bank NebraskaFirst Rate SavingsSavings · $100 min
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: Account must receive eStatements. Rate when requirements are not met is 0.01%. No monthly service charge, no minimum balance.
Offer: Must be enrolled in eStatements and have a $100 minimum deposit; rate is 0.01% if requirements not met.
1.98% interest rate · No monthly fee · Effective May 13, 2025
Rate checked
More details - Mutual 1st FederalKasasa Saver AccountSavings · $5 min · 0.30%–2.00% by balance
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account. Limit 1 account per social security number. $5.00 minimum deposit required to open. Monthly direct deposit/ACH credit and enrollment in electronic statements required on linked checking account to qualify for rewards.
Offer: Earned on balances up to $15,000.00 when qualifications are met on linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle.
Qualified rate · 1.98% interest rate · No monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for Kasasa Saver Account Balance APY Up to $15,000Your amount 2.00% $15,000 and up 0.30%* Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,447 accounts at 4,887 banks and credit unions · checked Oct 22–26
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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