Bank · FDIC insured
First Southern Bank Savings Rates
First Southern Bank’s best savings rate is 2.00% APY, with its Free Kasasa Saver®, with extra requirements. Rates checked October 22, 2026.
How First Southern Bank’s savings rates compare
Compared with banks and credit unions near Florence, AL, where First Southern Bank has the most branches. $10,000, best rate first.
This bank’s best
First Southern Bank
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $200
Free Kasasa Saver®
Top rate
FirstBank
3.40%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $340
3rd-highest rate
Listerhill Credit Union
1.55%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $155
First Southern Bank savings score
70
Savings score
Higher than 27% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Southern Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Free Kasasa Saver®
Up to 2.00%APY
Links to free Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per Social Security Number. Not for commercial purposes.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000When qualifications are met in linked Kasasa Cash or Kasasa Cash Back account (at least 15 debit card purchases, at least 1 ACH credit or ACH payment, and enrolled in eStatements during Monthly Qualification Cycle). | 2.00% | $200 | When qualifications are met in linked Kasasa Cash or Kasasa Cash Back account (at least 15 debit card purchases, at least 1 ACH credit or ACH payment, and enrolled in eStatements during Monthly Qualification Cycle). |
| Any balanceBase rate applied to all balances if qualifications are not met in Kasasa Cash or Kasasa Cash Back account. | 0.05% | $5 | Base rate applied to all balances if qualifications are not met in Kasasa Cash or Kasasa Cash Back account. |
| Over $100,000Applies to portion of balance over $100,000 when qualifications are met in linked account, resulting in an APY range from 2.00% to 1.25% depending on balance. | 0.50% | — | Applies to portion of balance over $100,000 when qualifications are met in linked account, resulting in an APY range from 2.00% to 1.25% depending on balance. |
Sources (1)
- firstsouthern.com/kasasa-saver · captured Sep 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.