Bank · FDIC insured
Bank419
A $98.3M bank headquartered in Metamora, OH, with 3 branches in Ohio.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Savings: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings—2.00%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank419
Founded in 1944 in Metamora, Ohio, the bank originally operated as Metamora State Bank and was owned by a husband-and-wife team.
Renamed Bank419 in 2026, the institution is owned by Metamora Bancorp, Inc., a holding company formed in 1985.
Headquartered in Metamora, the bank operates banking center locations across Metamora, Sylvania, and Maumee, Ohio.
- Headquarters
- 120 E Main St, Metamora, OH 43540
- FDIC certificate
- 16167 ↗
Branches
3 branches in Ohio
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Ohio
3 branches
- Bank419Main office120 E Main St, Metamora, OH 43540Directions
- Maumee Banking Center501 W Dussel Dr, Maumee, OH 43537Directions
- Sylvania Banking Center Branch8282 Erie St, Sylvania, OH 43560Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.27% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 1.42% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 0.58% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $77 | $67 | — |
- CapitalLeverage ratio9.27%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent1.42%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets0.58%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$77Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank419 are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.