Credit union · NCUA insured
Mutual 1st Federal
A $126.1M credit union headquartered in Omaha, NE, with 10,093 members and 3 branches in Nebraska. Best rates: CDs 2.22% and savings 0.10% APY.
Mutual 1st Federal Carrot Score
67
Carrot Score
Higher than 18% of U.S. banks and credit unions
#47 of 61 in Omaha, NE-IA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Mutual 1st Federal
- Headquarters
- 14510 F St, Omaha, NE 68137
- NCUA charter
- 24540
Branches
3 branches in Nebraska
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Nebraska
3 branches
- MFFCU Main BranchMain office14510 F St, Omaha, NE 68137Directions
- Antler View18282 Evans St, Elkhorn, NE 68022Directions
- Harold Square8073 Blondo St, Omaha, NE 68134Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.98% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 2.17% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.10% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $83 | $76 | — |
- CapitalNet worth ratio7.98%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late2.17%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.10%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$83Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Mutual 1st Federal are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.